Ray Settles
Street Address:

210 S Walcott

Jefferson, TX 75657

Mailing Address:

210 S Walcott St

Jefferson, TX 75657-1700


South 59 across from McDonalds

Phone: (903) 665-8722

Phone: (903) 968-9500

Phone: (903) 702-5288

Phone: (903) 884-5089

Fax: (903) 665-8737

Office Hours:

Monday - Friday 8am-6:00pm

Saturday 8am-Noon

After Hours by Appointment

NMLS MLO #: 964026

My background and achievements

  • 7th Generation Texan
  • Jefferson Chamber of Commerce
  • Jefferson Historical Society
  • Linden Chamber of Commerce
  • State Farm customer for 35 years
  • Decade of small business ownership
  • Decade of IT Consulting experience
  • 3 Decades of Management Experience
  • Professional Genealogist
  • Brigham Young University Idaho, B.S
  • University of Phoenix, A.S. Liberal Arts
  • University of Arkansas, Walton Retail Institute

Meet the team

  • Kelli Smith
    Kelli Smith
    I bring two decades of industry experience with a strong focus on customer service. I moved to Jefferson in 1998. My husband, Brian Smith and I have 4 children, one attends Texas A&M, 3 attend Jefferson ISD. I love Jefferson and support various community groups including serving as treasurer for the Jefferson Bulldog Band.
    - Office Manager
  • Matthew Sullivan
    Matthew Sullivan
    Matthew Sullivan
    I'm a native East Texan and Kilgore College graduate, with a music degree. I played the trumphet at Gilmer High School and at KC. I am married to Kimberly Sullivan, we have one son Liam.
    - Insurance Account Representative
  • Diana Gee - Account Representative
Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.