Choose a company that puts customers first
As a mutual company, State Farm Mutual is uniquely positioned to provide value directly to customers. This year, State Farm Mutual announced it is paying $5 billion cash back to qualifying auto customers through a dividend.
Helping in more ways
It’s ingrained in what we do. We’ve positioned ourselves to meet the diverse needs of our customers.
Designed to put customers first
Our model is simple: Policyholders are considered members. And, we’re structured to operate to their benefit.
Providing value to customers
Qualifying auto customers across more than 49 million State Farm Mutual auto vehicles will receive a one-time cash back dividend, averaging about $100 per vehicle.
Long-term focus
Our solid foundation and financial position enables us to provide value where it matters most: our customers.
Frequently asked questions about the dividend
This dividend is a one-time cash payment to qualifying customers. This dividend is possible due to State Farm Mutual’s financial strength and a stronger-than-expected underwriting performance in 2025.
Customers qualify to receive a dividend if they had a State Farm Mutual personal auto insurance policy that was active at any time in 2025 and their dividend amount is $10 or more.
Customers who already have an email address on file with State
Farm will receive an email with instructions from Veritas to log
into a payment portal and choose digital payment or check.
Customers
who do not have an email address on file with State Farm will
automatically receive a check in the mail.
Qualifying customers will be notified of their pending dividend
payment beginning late summer of 2026.
Payments are
being sent in waves by state, based on where the policy is
assigned.
Call 1-888-808-9532 or visit sfdividend.com
for more information about state-specific dates.
Each customer’s payment is based on a percentage between 4% and 10% of the premium the customer paid for each qualifying policy in 2025. The percentage will vary by state.
The dividend percentage varies based on each state’s contribution to State Farm Mutual’s nationwide underwriting performance in 2025 and financial strength over time.
No. See Who will receive a dividend?
No, the dividend will be issued as a separate payment, not a policy credit.
No. Rates are based on expected future costs. This dividend is calculated based on 2025 financial results.
No. Rates are based on expected future costs. This dividend is calculated based on 2025 financial results.
State Farm manages each type of insurance separately (auto, homeowners, renters, life, health, etc.). Each type is reviewed based on its own results. Positive performance in the auto business in 2025 led State Farm Mutual to declare a one-time cash back dividend for qualifying auto customers.
Veritas, who specializes in payment distribution and streamlined customer experience will manage payment distribution. Customers can access dividend payment information at sfdividend.com or by calling 1-888-808-9532 to speak to a representative who can share information about their dividend payment.
Built to serve you
You don’t have to figure it out on your own. Get a State Farm agent that gets you.
Like a good neighbor, State Farm is there.®
return to reference 1The payments average $100 per vehicle and will vary by state and premiums paid.
State Farm Mutual Automobile Insurance Company
State Farm
Indemnity Company
State Farm Fire and Casualty Company
State
Farm General Insurance Company
Bloomington, IL
State Farm Florida Insurance Company
Orlando, FL
State Farm Lloyds
State Farm County Mutual Insurance Company of
Texas
Richardson, TX