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Hey, neighbor, need a loan?

Whether you’re purchasing a new vehicle, putting a pool out back or planning a wedding, LightStream can help make your dreams a reality. Get pre-qualified today!

Pre-qualify with LightStream

Get a loan for almost any purpose

State Farm® is teaming up with LightStream to bring you fantastic loan options. LightStream offers good-credit customers simple, unsecured loans from $5,000-$100,000 for a variety of purposes. Our alliance provides you with three key benefits:

Get pre-qualified

See Rates and Terms available to you without impacting your credit score.

Same-day funding

Get access to your funds–fast.

No fees

No origination fees, no late fees and no prepayment penalties.

Auto loans:

  • New auto
  • Used auto
  • Auto refinancing
  • Classic car
  • Lease buyouts
  • Private party purchases

Learn more

Recreation loans:

  • Boats
  • RV & travel trailers
  • Motorcycles
  • Off-road vehicles
  • Aircraft
  • Timeshare/destination club

Learn more

Home improvement loans:

  • Home remodels
  • Swimming pools & hot tubs
  • Basement finishing
  • Roof & solar energy
  • Porch & patio
  • Landscaping

Learn more

Loans for life events & everything else:

  • Adoption or fertility treatments
  • Medical or dental financing
  • Land purchase
  • PreK-12 financing
  • Weddings or vacations
  • Other financing needs

Learn more


Debt consolidation

Take a big step towards controlling your financial future by consolidating your outstanding loans or credit cards balances into a single monthly payment.


Questions? An agent can help

A State Farm agent can provide you with information to help you choose the right products and options. With thousands of agents throughout the U.S., chances are, there’s one near you.


1 You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.

All loans are subject to credit approval by LightStream, a division of Truist Bank. If approved, your APR will be based on loan purpose, amount, term and your credit profile. Conditions and limitations apply. Advertised rates and terms are subject to change without notice.

Equal Housing Lender LogoTruist Bank is an Equal Housing Lender. © 2023 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.