Insurance for animal and veterinary care
Taking care of animals is your life’s work. Helping to protect your business is ours.
What is insurance for animal and veterinary care?
Our business insurance for animal and veterinary care helps protect your business from financial losses due to things like accidents, injuries or property damage. Animals can be unpredictable and it’s important to be prepared for the unexpected. It’s why State Farm® offers coverage you can tailor to fit the needs of your unique line of work.
Who may need insurance for animal and veterinary care?
If you own a business that takes care of animals, you may want to consider this business insurance. State Farm offers coverage for the following business types:
Accidental policy
- Pet groomers
- Veterinary hospitals
- Pet stores
Accidental + Professional policy
- Kennels
- Veterinarians
What does insurance for animal and veterinary care cover?
Running a business that cares for animals comes with unique risks. Our insurance offers a broad range of coverage to help fit your business needs.
Liability
Helps protect you against costly claims and lawsuits if someone is injured while visiting your business
Property
Covers buildings and other structures you own as well as your office equipment and tools
Accidental injury to animals
Pays for covered expenses resulting from injury to animals in your care or control
Loss of income
Protects your income from a covered claim and provides help for ordinary payroll expenses if your business is inoperable for up to 12 months
Computer property
Gives you broad coverage, with certain exclusions, for computer equipment used in your business operations, including computers, computer peripherals, computer cables and software
Spoilage
Covers the loss of food, medicine or other perishable goods caused by mechanical breakdown, power outage or refrigerant contamination
Coverage options to consider
Depending on your business, you may need to consider additional coverage. Your local State Farm agent can help you choose the options that work best for your specific business needs.
Veterinarian professional liability
Provides coverage for property damage caused in connection with your practice as a veterinarian
Veterinarian form
Provides coverage for theft, escape or death resulting from specific perils while an animal is in the custody of a veterinarian
Animal form
Provides coverage for theft, escape or death of an animal resulting from specific perils. Suitable for non-veterinary animal-related businesses
Coverage in action
What happens if an animal in your care is lost or stolen, and on return, you discover it’s injured? Veterinarian form insurance may cover your expenses for treating the animal.
Frequently asked questions about insurance for animal and veterinary care
Veterinarians may want to purchase property and liability insurance to help safeguard their property and practice. They may need workers’ compensation insurance to help protect employees if they get injured at work. These insurances can help keep the practice safe and running smoothly.
As a veterinarian, you can help safeguard your business with the following types of insurance:
- Professional liability insurance is available to veterinarians and veterinary hospitals and clinics. It provides coverage for professional errors associated with the day-to-day running of your practice.
- Veterinarian form covers the theft, escape or death of an animal occurring while in your practice’s physical custody.
Yes, you should consider pet services insurance if you board dogs or other pets. Animal form insurance is suitable for non-veterinary, animal-related businesses, like kennels and pet stores. In addition to covering your property, it offers protection if something goes wrong, such as theft of animals in your care or possession.
A dog walker can benefit from owning the typical coverages needed to protect a business, such as:
- Liability insurance helps protect against claims if a dog hurts someone else or causes damage that you are responsible for.
- Property insurance helps safeguard your equipment and belongings, like leashes or crates.
Get a local agent who gets you
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
Simple Insights®
Looking for ways to help keep your small business running smoothly? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.
Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.
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