Renters insurance discounts
Get renters insurance coverage for only a few extra dollars a month if you’re a State Farm® Auto Insurance customer.1
You may also be eligible for home alert discounts. And if you install qualifying home security devices, you also could save on your renters insurance.
Add up the savings with bundling discounts2
You may save money every month when you bundle the purchase of State Farm Auto and Renters Insurance policies. Find out if you’re eligible.
Discover discounts and savings from State Farm
Discounts vary by state. Contact your State Farm agent to determine which discounts are available in your area.
Home alert protection discount
Have you installed a monitored fire alarm and/or burglar alarm? You may qualify for a premium discount on your renters insurance by adding these home safety devices.
Saving money with higher deductibles
You can lower your monthly premium by choosing higher deductibles for your renters insurance policy. Generally, the higher your deductible, the lower your premium. But with a higher deductible, determine how much of the cost you’re willing to shoulder in order to save on your monthly premiums.3
Other discounts
Check with your State Farm agent if you qualify for any number of discounts, like claims free.
Frequently asked questions about renters insurance discounts
As with many insurance policies, coverage and discounts can vary based on where you live. Check with your State Farm agent to learn if your state has specific discounts.
You might be eligible for a discount if you haven’t filed a claim in a number of years, typically within the past three to five years.
Check with your State Farm agent to learn if you may qualify for a premium discount on your renters insurance by installing such home safety devices as a security system with monitoring service.
It should only affect your premium payment, not your coverage.
Get a local agent who gets you
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
Simple Insights®
Looking for help protecting your residence? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.
The next time you need to renew your insurance policies, consider taking these steps to help ensure you understand what your coverages are.
When signing a lease, it’s important to prepare, understand your lease agreement, and ask the right questions of your landlord.
1 The average monthly premium for $34,000 of rental coverage is $13, effective in 2021. Premiums can vary by state.
2 Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state
3 Not available in all states. Please contact your State Farm agent for more information.
Discount availability and discount amounts may vary.
State Farm Fire and Casualty Company
State Farm General Insurance Company
Bloomington, IL
State Farm Florida Insurance Company
Orlando, FL
State Farm Lloyds
Richardson, TX