Pay Your Mortgage Your Way

State Farm Bank® deposit accounts are FDIC insured.

Home Mortgage Payment Options

You've closed on your mortgage and are ready to start making payments. State Farm Bank has you covered so that you can find the payment method that works best for you. Want to make a mortgage payment online? By mail? Over the phone? We'll help you pay your way.1

Not yet a State Farm Bank mortgage customer? Take advantage of our competitive rates, and take a look at our mortgage loan products today.

Online Payments

Quickly make a complete mortgage payment through the online Loan Servicing Center. Log in to access your State Farm Bank account and click Make a Payment to get started.

  • Don't have a user ID and password? Register to manage your accounts and make payments online.
  • Looking to set up automatic payments online? Select Auto Draft Payment from the Loan Servicing Center menu to get started.2

Mortgage customers: did you know that you can set up Email Alerts?

Choose Personal Preferences to register for email notifications to notify you when payment is coming due and more.

Note that emails will come from so adjust your spam filter to allow this email address. Please do not email this address.

Log in to get started

Automatic Payments

For your convenience, we offer two different no-charge automatic mortgage payment options:

Log in to the Loan Servicing Center and select Auto Draft Payment to get started.

To sign up by mail, print out the Automatic Payment (ACH) Authorization Form [PDF-51KB]. After filling out the form, include either a voided check or a printed or encoded deposit ticket by mail to the return address listed on the form.2

Pay By Mail

Send your mortgage payment to the address noted on the coupon or billing statement. Make checks payable to State Farm Bank. Please include your coupon from your statement, including the amount enclosed, any fees or additional principal or escrow payments as indicated.

East Coast

State Farm Bank
P.O. Box 11733
Newark, NJ 07101-4733
East Coast states include: AL, AR, CT, DE, FL, GA, IA, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NH, NJ, NY, OH, OK, PA, RI, SC, TN, TX, VA, VT, WI, WV

West Coast

State Farm Bank
P.O. Box 54040
Los Angeles, CA 90054-0040
West Coast states include: AK, AZ, CA, CO, HI, ID, MT, NE, NM, NV, ND, OR, SD, UT, WA, WY

Overnight Payments

ATTN: Payment Processing
425 Phillips Blvd
Ewing, NJ 08618


State Farm Bank
ATTN: Payoff Department
425 Phillips Blvd.
Ewing, NJ 08618

Request a Payoff Quote

Fax request to:


Mail request to:

State Farm Bank
ATTN: Payoff Department
425 Phillips Blvd.
Ewing, NJ 08618

Pay By Phone

To make a payment by phone3, either speak with a State Farm Bank Representative at 866-227-4384 or utilize our no-fee automated telephone system at 866-430-9683. Please note that payments made after 9PM Eastern Standard Time (EST) will post on the next business day.

If you're experiencing financial difficulty, you can call the U.S. Department of Housing and Urban Development (HUD) at 800-569-4287, or visit their website for a list of homeowner counselors and counseling organizations in your area.

  • Return to reference 1
    Please note that biweekly mortgage payments are unavailable at this time.
  • Return to reference 2
    If the required payment changes for any reason this authorization will be automatically amended to authorize of an amount equal to the new required payment plus any optional additional principal indicated above. The authorization to initiate a debit from your account will remain in full force and effect until my/our lender receives notice from you of its termination at least 15 days prior to the next scheduled draft date, or in such manner and time frame as to afford my/our lender and its correspondent bank a reasonable opportunity to act upon it.
    Termination requests can be submitted online or in writing to: Drafting Department, PO Box 77421, Ewing, NJ 08628. Your account must be current in order for your payment draft to be processed.
  • Return to reference 3
    There's no fee to pay with your State Farm Bank checking or money market accounts. There is a fee for using accounts from other banks.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting® or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm Agent.

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