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State Farm® Rewards Visa®
Earn points on every purchase
- Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually. Footnote 1
- Earn 1 point for every $1 spent on eligible purchases. Footnote 1
- 0% introductory annual percentage rate (APR) on purchases and balance transfers Go to Asterisks * for 12 months, thereafter a variable rate of 14.24 – 24.24% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.
- No annual fee.
- Online applications for State Farm Bank credit cards may only be submitted by individuals who are current State Farm customers/policyholders or State Farm Bank account holders.
- If you are not a current State Farm or State Farm Bank customer, you are encouraged to call or visit a local State Farm agent to apply for a credit card.
State Farm® Good Neighbor Visa®
Credit card with a competitive APR
- 0% introductory APR on balance transfers Go to asterisks * for 12 months, thereafter a variable rate of 13.24 – 23.24% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.
- No annual fee.
- Online applications for State Farm Bank credit cards may only be submitted by individuals who are current State Farm customers/policyholders or State Farm Bank account holders.
- If you are not a current State Farm or State Farm Bank customer, you are encouraged to call or visit a local State Farm agent to apply for a credit card.
State Farm® Student Visa®
Establish credit as you plan your future
- Establish credit when enrolled in post-secondary educational institution.
- Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually. Footnote 1
- Earn 1 point for every $2 spent on eligible purchases. Footnote 1
- A variable rate of 15.24 – 23.24% APR for purchases and balance transfers Go to Asterisks * based on creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online applications for State Farm Bank credit cards may only be submitted by individuals who are current State Farm customers/policyholders or State Farm Bank account holders.
- If you are not a current State Farm or State Farm Bank customer, you are encouraged to call or visit a local State Farm agent to apply for a credit card.
State Farm Bank® Business Visa®
Get more rewards for business purchases
- Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually. Footnote 1
- Earn 2 points for every $1 spent on eligible travel and office supply purchases. Footnote 1
- Earn 1 point for every $1 spent on all other purchases. Footnote 1
- 0% introductory APR on purchases for 6 months, thereafter a variable rate of 13.24 – 20.24% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.
- Online applications for State Farm Bank credit cards may only be submitted by individuals who are current State Farm customers/policyholders or State Farm Bank account holders.
- If you are not a current State Farm or State Farm Bank customer, you are encouraged to call or visit a local State Farm agent to apply for a credit card.
Return to Reference * Balance transfer fee of $10 or 3% of the amount of each balance transfer, whichever is greater.
Carrying a Balance Transfer may impact your grace period for purchases. See Bank FAQs for an explanation of the potential costs.
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Return to Reference 1 The State Farm Rewards Visa: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Rewards Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $1 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.
The State Farm Bank Business Visa: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of Net Eligible Insurance Premium Payments made annually; after that you will earn 1 point for every $1 spent. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Bank Business Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. For every eligible travel and office supply store purchase made with a State Farm Bank Business Visa credit card, the primary accountholder will earn 2 points for every $1 spent. Eligible travel purchases include those with a merchant code of Airline Travel, Automobile Rentals, U.S. Railway Passenger Travel, Bus Line Travel, Hotel/Motel Stay, and Travel Agencies. Eligible office supply store purchases include those with a merchant code of Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1 State Farm Loyalty Rewards point for each $1 spent. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.
The State Farm Student Visa: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Student Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $2 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.
Visa is a registered trademark of Visa International Service Association.
State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-VISA (877-734-8472)(877-734-8472). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.
