BANKING
Valuable Rewards, Competitive APR

Get the Visa Credit Card that Fits Your Lifestyle!

State Farm Bank® deposit accounts are FDIC insured.

Designed for those who love to be rewarded. Earn State Farm Loyalty Rewards™ points on eligible purchases.

0% introductory APR on balance transfers* for 12 months.

0% introductory APR on purchases for 12 months.

Thereafter a variable rate of 13.49%-20.49% APR based on credit worthiness.

Important Account Disclosures [PDF-104.6KB]

No Annual Fee

  • Earn 1 point for every $1 on eligible purchases.1
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.1
  • Redemption premium when points are applied towards a qualifying State Farm product.2

Additional Visa Benefits

  • Zero Fraud Liability
  • Account Fraud Monitoring
  • $250,000 Travel Accident Insurance**
  • Auto Rental Collision Damage Waiver**
  • Travel & Emergency Assistance Services**
  • Warranty Manager Service**
  • Enhanced Security with Chip Card Technology
  • Visa Discounts
  • Shopping
  • Travel

* Balance transfer fee of $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $250).

**Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please call 877-SF4-VISA for additional details.

***Carrying a Balance Transfer balance may impact your grace period for purchases. See Bank FAQs for an explanation of this potential cost.

Designed for individuals who are interested in a low purchase rate product with enhanced online security features.

0% introductory APR on balance transfers* for 12 months.

Thereafter a variable rate of 11.49%-18.49% APR based on credit worthiness.

No Annual Fee

Additional Visa Benefits

  • Zero Fraud Liability
  • Account Fraud Monitoring
  • $250,000 Travel Accident Insurance**
  • Auto Rental Collision Damage Waiver**
  • Travel & Emergency Assistance Services**
  • Personal Identify Theft Protection**
  • Enhanced Security with Chip Card Technology
  • Visa Discounts
  • Shopping
  • Travel

* Balance transfer fee of $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $250).

**Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please call 877-SF4-VISA for additional details.

***Carrying a Balance Transfer balance may impact your grace period for purchases. See Bank FAQs for an explanation of this potential cost.

Made just for students, offering a competitive rate while earning points in the State Farm Loyalty Rewards program.

  • No annual fee
  • Many student discounts provided by Visa
  • Earn State Farm Loyalty Rewards points on eligible purchases.1

A variable rate of 11.49%–18.49% APR based on credit worthiness.

Additional Visa Benefits

  • Zero Fraud Liability
  • Account Fraud Monitoring
  • Auto Rental Collision Damage Waiver*
  • Student Discounts

*Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please call 877-SF4-VISA for additional details.

**Carrying a Balance Transfer balance may impact your grace period for purchases. See Bank FAQs for an explanation of this potential cost.

Designed for those with business savvy. Manage your business while earning rewards.

0% introductory APR on purchases for 6 months.

Thereafter a variable rate of 13.49%-20.49% APR based on credit worthiness.

Important Account Disclosures [PDF-106.1KB]

No Annual Fee

  • Earn 2 points for every $1 spent on eligible travel and office supply purchases1
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.1
  • Free additional cards for employees

Additional Visa Benefits

  • Zero Fraud Liability
  • Account Fraud Monitoring
  • Auto Rental Collision Damage Waiver*
  • Travel & Emergency Assistance Services*
  • Purchase Security & Extended Protection*
  • Personal Identify Theft Protection*
  • Enhanced Security with Chip Card Technology
  • Visa Discounts
  • Shopping
  • Travel

*Certain terms, conditions, and exclusions apply. For coverage to apply, you must use your covered Visa card to secure transactions. Please call 877-SF4-VISA for additional details.

**Carrying a Balance Transfer balance may impact your grace period for purchases. See Bank FAQs for an explanation of this potential cost.

1The State Farm® Rewards Visa®: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Rewards Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $1 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

The State Farm Bank® Business Visa®: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of Net Eligible Insurance Premium Payments made annually; after that you will earn 1 point for every $1 spent. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Bank Business Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. For every eligible travel and office supply store purchase made with a State Farm Bank Business Visa credit card, the primary accountholder will earn 2 points for every $1 spent. Eligible travel purchases include those with a merchant code of Airline Travel, Automobile Rentals, U.S. Railway Passenger Travel, Bus Line Travel, Hotel/Motel Stay, and Travel Agencies. Eligible office supply store purchases include those with a merchant code of Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1 State Farm Loyalty Rewards point for each $1 spent. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

The State Farm Student Visa® and State Farm® Credit Builder Visa®: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Rewards Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $2 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

2Not all State Farm products to which you may apply your State Farm Loyalty Rewards points qualify for a redemption premium. Only the following State Farm products are eligible:
Single redemptions to a qualifying State Farm Mutual Funds®, State Farm Life product, or a State Farm Bank Checking/Interest Checking account will earn a redemption premium as follows:

Points Redeemed / Premium
0-24,999 points — No Premium
25,000 - 49,999 — 25% Premium
50,000 - 99,999 — 35% Premium
100,000 - greater — 50% Premium

Securities Issued by State Farm VP Management Corp. For more information, call 1-800-447-4930.State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Neither State Farm nor its agents provide investment, tax, or legal advice. AP2015/10/1876

State Farm Bank, F.S.B, Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 877-SF4-VISA (877-734-8472). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service.

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