BANKING
Valuable Rewards, Competitive APR

Choose the Visa Credit Card that Fits Your Lifestyle!

State Farm Bank® deposit accounts are FDIC insured.

Three ways to apply. Select Apply now, contact a participating State Farm agent, or call the State Farm Visa Application Center toll-free 800-324-4946.

Pick the best credit card for your needs. Compare cards.


State Farm® Rewards Visa®

Designed for those who love to be rewarded. Earn State Farm Loyalty Rewards® points on every purchase. 

  • Earn 1 point for every $1 spent on eligible purchases.
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.
  • Redemption premium when points are applied toward a qualifying State Farm product.2
Apply now

View State Farm Rewards Visa details Important account disclosures - Rewards Visa State Farm Loyalty Rewards Consumer Terms and Conditions


State Farm® Good Neighbor Visa®

  • 0% introductory APR on balance transfers* for 12 months
  • Thereafter a variable rate of 11.49% - 18.49% APR based on credit worthiness
*Balance transfer fee of $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $250)

*Carrying a Balance Transfer may impact your grace period for purchases. See Bank FAQs for an explanation of this potential costs.

Apply now

View State Farm Good Neighbor Visa details Important account disclosures - Good Neighbor Visa


State Farm® Student Visa®

Made just for students enrolled in post secondary educational institutions, offering a competitive rate while earning points in the State Farm Loyalty Rewards program.

  • Enjoy Visa student discounts
  • Earn 1 point for every $2 spent on eligible purchases.1
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.1

Apply now

View State Farm Student Visa details Important account disclosures - Student Visa State Farm Loyalty Rewards Consumer Terms and Conditions


State Farm Bank® Business Visa®

Designed to manage your business while earning points in the State Farm Loyalty Rewards program. 

  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.1 
  • Earn 2 points for every $1 spent on eligible travel and office supply purchases.1
  • Earn 1 point for every $1 spent on all other purchases. 1

Apply now

View State Farm Bank Business Visa details Important account disclosures - Business Visa State Farm Loyalty Rewards Business Terms and Conditions

Three ways to apply. Select Apply now, contact a participating State Farm agent, or call the State Farm Visa Application Center toll-free 800-324-4946.

Pick the best credit card for your needs. Compare cards.

1The State Farm Rewards Visa: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Rewards Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $1 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

The State Farm Bank Business Visa: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of Net Eligible Insurance Premium Payments made annually; after that you will earn 1 point for every $1 spent. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Bank Business Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. For every eligible travel and office supply store purchase made with a State Farm Bank Business Visa credit card, the primary accountholder will earn 2 points for every $1 spent. Eligible travel purchases include those with a merchant code of Airline Travel, Automobile Rentals, U.S. Railway Passenger Travel, Bus Line Travel, Hotel/Motel Stay, and Travel Agencies. Eligible office supply store purchases include those with a merchant code of Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1 State Farm Loyalty Rewards point for each $1 spent. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

The State Farm Student Visa: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Student Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $2 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

2Not all State Farm products to which you may apply your State Farm Loyalty Rewards points qualify for a redemption premium. Only the following State Farm products are eligible:
Single redemptions to a qualifying State Farm Bank Checking/Interest Checking accounts will earn a redemption premium as follows:

Points Redeemed / Premium
0-24,999 points — No Premium
25,000 - 49,999 — 25% Premium
50,000 - 99,999 — 35% Premium
100,000 - greater — 50% Premium

Securities Issued by State Farm VP Management Corp. For more information, call 1-800-447-4930. State Farm VP Management Corp. is a separate entity for those State Farm entities which provide banking and insurance products. Neither State Farm nor its agents provide investment, tax, or legal advice.
AP2016/02/0124

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State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank.  We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-VISA (877-734-8472). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

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