State Farm Bank®

Take Control of Your Everyday Spending
with Our Visa® Credit Cards

State Farm Bank deposit products are FDIC insured.
State Farm Bank deposit products
are FDIC insured.
Visa Credit Cards
 

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State Farm® Rewards Visa®

Earn points on every purchase

  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually. Footnote 1
  • Earn 1 point for every $1 spent on eligible purchases. Footnote 1
  • 0% introductory annual percentage rate (APR) on purchases and balance transfers Go to Asterisks * for 12 months, thereafter a variable rate of 14.74%-21.74% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.
  • No annual fee.

State Farm® Good Neighbor Visa®

Credit card with a competitive APR

  • 0% introductory APR on balance transfers Go to asterisks * for 12 months, thereafter a variable rate of 12.74%-19.74% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.
  • No annual fee.

State Farm® Student Visa®

Establish credit as you plan your future

  • Establish credit when enrolled in post-secondary educational institution.
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually. Footnote 1
  • Earn 1 point for every $2 spent on eligible purchases. Footnote 1
  • A variable rate of 12.74%–19.74% APR for purchases and balance transfers Go to Asterisks * based on creditworthiness. This APR will vary with the market based on the Prime Rate.

State Farm Bank® Business Visa®

Get more rewards for business purchases

  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually. Footnote 1
  • Earn 2 points for every $1 spent on eligible travel and office supply purchases. Footnote 1
  • Earn 1 point for every $1 spent on all other purchases. Footnote 1
  • 0% introductory APR on purchases for 6 months, thereafter a variable rate of 14.74%-21.74% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.

Return to Reference * Balance transfer fee of $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $250).

Carrying a Balance Transfer may impact your grace period for purchases. See Bank FAQs for an explanation of the potential costs.

Decide Which Visa Credit Card is Right for you

State Farm® Rewards Visa®

Make ordinary purchases rewarding. From paying your

insurance premiums to filling up your gas tank, you’ll

receive points for every purchase on your State Farm

Rewards Visa card. Footnote 1

Check out our student and business cards, too!
They also earn State Farm Loyalty Rewards.

Make ordinary purchases rewarding. From paying your insurance premiums to filling up your gas tank, you’ll receive points for every purchase on your State Farm Rewards Visa card. Footnote 1

Check out our student and business cards, too! They also earn State Farm Loyalty Rewards.

State Farm® Good Neighbor Visa®

This card is designed with no annual fee and a competitive

APR. It’s a great option if you want to transfer balances or

take advantage of competitive purchase rates.

This card is designed with no annual fee and a competitive APR. It’s a great option if you want to transfer balances or take advantage of competitive purchase rates.

State Farm® Student Visa®

Add establishing credit to your curriculum with

the State Farm Student Visa credit card. With

competitive rates and manageable spending limits,

this card is ideal for students who are at the beginning

of their financial journey.

Add establishing credit to your curriculum with the State Farm Student Visa credit card. With competitive rates and manageable spending limits, this card is ideal for students who are at the beginning of their financial journey.

State Farm® Business Visa®

Build your business with the help of one of our most

rewarding cards. Earn extra points on travel, office

purchases, and insurance premium payments. Footnote 1

Build your business with the help of one of our most rewarding cards. Earn extra points on travel, office purchases, and insurance premium payments. Footnote 1

See how to turn points into rewards

State Farm Loyalty Rewards® Calculator

Calculate how many points you can earn monthly or yearly when you use an eligible rewards Visa credit card.

Calculate Rewards

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Credit Card Resources

We're here to help you achieve financial well-being in all aspects of life.

Learn more about a credit report, why building credit is important, and how to choose the right credit card.
Use our calculator to find out how to pay off your credit card balance.
Save money by transferring credit card balances to a card with a lower rate.
Learn about a chip card and how it enhances your security.
Skip entering credit card numbers and shipping information when you use Visa Checkout.

Return to Reference 1 The State Farm Rewards Visa: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Rewards Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $1 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

The State Farm Bank Business Visa: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of Net Eligible Insurance Premium Payments made annually; after that you will earn 1 point for every $1 spent. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Bank Business Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. For every eligible travel and office supply store purchase made with a State Farm Bank Business Visa credit card, the primary accountholder will earn 2 points for every $1 spent. Eligible travel purchases include those with a merchant code of Airline Travel, Automobile Rentals, U.S. Railway Passenger Travel, Bus Line Travel, Hotel/Motel Stay, and Travel Agencies. Eligible office supply store purchases include those with a merchant code of Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1 State Farm Loyalty Rewards point for each $1 spent. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

The State Farm Student Visa: Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Student Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $2 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

Visa is a registered trademark of Visa International Service Association.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-VISA (877-734-8472)(877-734-8472). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.

 
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