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Earn while you save with a Certificate of Deposit

Let your money work for you by opening a U.S. Bank® Certificate of Deposit (CD) today.

CDs your way

CDs through U.S. Bank are designed to help you save simply. You choose how much to save and for how long. Options and benefits include:

  • Flexible term length – from three months to five years
  • $500 minimum deposit to open a standard CD; or a $1,000 minimum deposit for CD Specials, Step Up CDs and Trade Up CDs
  • Your rate is guaranteed for the length of the term
  • All CDs are FDIC-insured up to the maximum allowed by law1

Choose the CD that works for you

Standard CD

The standard CD can be opened easily with flexible terms and a locked-in interest rate.

Benefits include:

  • Lower minimum deposit compared to CD Special
  • Guaranteed rate for the duration of your term
Learn more about Standard CDs

CD Special

Considered the most competitive U.S. Bank CD, CD Specials come complete with promotional rates and great returns.

Benefits include:

  • Guaranteed rate for the duration of your term
  • Flexible term limits
Learn more about CD Specials

Step Up CD

The Step Up CD has an interest rate that increases throughout the CD term.

Benefits include:

  • Rates go up every seven months for 28 months
  • Rates are locked in when you open your account, so you know how much your increases will be
Learn more about Step Up CDs

Trade Up CD

With the Trade Up CD, take advantage of higher interest rates during your term.

Benefits include:

  • Locked-in, higher rate one time during your initial term
  • Ability to choose between 30-month and 60-month terms
Learn more about Trade Up CDs

Get more out of your retirement plan

Retirement CD

This low-risk, fully funded account is easily opened on your time

Benefits include:

  • Guaranteed returns with locked-in interest rates
  • Get the tax benefits of an IRA
Learn more about Retirement CDs

Retirement CD Special

With this account, grow your money tax-free or tax-deferred.

Benefits include:

  • Guaranteed returns with locked-in interest rates
  • The tax benefits of an IRA
Learn more about Retirement CD Specials

Retirement Step Up CD

Here, the regular rate increases and your savings receive IRA tax benefits.

Benefits include:

  • Rates that increase every seven months for 28 months
  • The tax benefits of an IRA
Learn more about Retirement Step Up CDs

Retirement Trade Up CD

Get more out of your retirement savings with a one-time rate increase.

Benefits include:

  • Locked in a higher rate one time during your initial term
  • 30-month and 60-month terms
Learn more about Retirement Trade Up CDs
 

Questions?
An agent can help

A State Farm® agent can provide you with information to help you choose the right products and options. With thousands of agents throughout the U.S., chances are there’s one near you.

 
 

Deposit products offered by U.S. Bank National Association. Member FDIC.

1 The Federal Deposit Insurance Corporation ("FDIC") insures deposits up to $250,000 per depositor per account ownership type. For more information about FDIC Insurance coverage, visit www.fdic.gov.