Here with Better Banking

State Farm Bank® deposit accounts are FDIC insured.

Checking accounts

From ATM fee rebates to mobile banking and checking, we're here to help you bank better with lots of great checking account features. Whether you're looking for Checking or an Interest Checking account, you can compare them here to see which one is right for you.

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  • ATM Fee Rebates
    $10 per statement cycle or unlimited with direct deposit.1
    Limitations apply

  • Online/Mobile Banking
    Check balances, transfer funds, pay bills, and more. Make deposits anywhere, anytime, with MyTime Deposit®. Enjoy the convenience of a State Farm Bank® Visa® Debit Card.

More Banking Benefits

More accounts mean more benefits for you.

Learn more about Banking Benefits

Checking accounts Features and Benefits

Compare Accounts

Compare accounts to see which is right for you!

  Checking account Interest Checking account Money Market Savings
Minimum Balance Fee1 No fee No fee with direct deposit No fee with direct deposit
Interest Eligible Checked Checked
ATM Fee Rebate Eligible1
Limitations Apply
Checked Checked Checked
Minimum Opening Deposit $25 $100 $1,000
Overdraft Protection Checked Checked Checked
Online Banking Checked Checked Checked
Mobile Banking Checked Checked Checked

1 Refer to the Pricing Schedule for Consumer & Business Deposit accounts and the Truth in Savings Disclosures for more details.

Want to Deposit a Check?

Your place is fine with us.

Download the State Farm® mobile app

Like to Shop Online?

Visa Checkout is fast, simple, and secure. Skip entering credit and debit card numbers and shipping information when you use Visa Checkout.

Learn more about Visa Checkout

Visa is a registered trademark of Visa International Service Association.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting® or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm Agent.

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