We Keep Your
Interest in Mind

Here You'll Find the Right Checking Accounts for Your Needs

State Farm Bank® deposit accounts are FDIC insured.

Open an Account

Get started in under 10 minutes.

Checking Account

Great account with many complimentary low maintenance features.

Features and Benefits

  • No monthly fees
  • ATM fee rebates — $10 per statement cycle or unlimited with direct deposit.1 Limitations Apply
  • Online and mobile banking, bill pay, free Visa CheckCard, and many more convenient features!

Bonus Rate Benefits

Get an interest rate bonus with a qualifying2 Money Market Savings combined with other selected State Farm Bank products.

Learn more

Interest Checking Account

Great interest bearing account requiring a higher balance.

Features and Benefits

  • Interest accrued daily with a minimum daily balance of $2,500.
  • ATM fee rebates — $10 per statement cycle or unlimited with direct deposit.1 Limitations Apply
  • Online and mobile banking, bill pay, free Visa CheckCard, and numerous convenient features!

Comparison Chart

Compare accounts to see which is right for you!

Checking Interest Checking Money Market Savings
Minimum Balance Fee1 No fee No fee with direct deposit No fee with direct deposit
Interest Eligible
ATM Fee Rebate Eligible1 Limitations Apply
Minimum Opening Deposit $25 $100 $1,000
Overdraft Protection
Online Banking
Mobile Banking

1 Refer to the Pricing Schedule for Consumer & Business Deposit Accounts and the Truth in Savings Disclosures for more details.

2 Consumer Checking, Interest Checking or Money Market Savings accounts where the ownership of the accounts are exactly the same are eligible; Trust, Estate, Uniform Transfer to Minors, IRA or Business accounts are not.

Want to Deposit a Check?

Your place is fine with us.

Download the Pocket Agent® app

1Program and cash back are administered by Cartus Corporation, not an affiliate of State Farm Mutual Automobile Insurance Company. The actual amount you may receive is based upon the purchase or sale price of your home. Program is not offered in Iowa. Cash back is not available in Alaska, Louisiana, Mississippi and Oklahoma. Cash back is paid as a check, except in Kansas and Tennessee where cash back is paid as a gift card, and New Jersey and Oregon, where cash back is paid as a credit at closing. Checks and gift cards are mailed within 4 weeks of closing. A check is presented at closing in Alabama. Ask your program coordinator for details. Customers are not required to receive financing from State Farm Bank, F.S.B., in order to receive benefits of this program. Cash back is only available through the use of a program-recommended real estate agent. All real estate transactions are negotiable. Other terms and conditions specific to the transaction may apply.

State Farm Bank, F.S.B., Bloomington, Illinois (Bank), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

Federal Deposit Insurance Corporation Logo
Equal Housing Lender Logo