We Keep Your
Interest in Mind

Here You'll Find the Right Checking Accounts for Your Needs

State Farm Bank® deposit accounts are FDIC insured.

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Checking Account

Great account with many complimentary low maintenance features.

Features and Benefits

  • No monthly fees
  • ATM fee rebates — $10 per statement cycle or unlimited with direct deposit.1 Limitations Apply
  • Online and mobile banking, bill pay, State Farm Bank® Visa® Debit Card with Apple Pay*, and many more convenient features!

Bonus Rate Benefits

Get an interest rate bonus with a qualifying2 Money Market Savings combined with other selected State Farm Bank products.

Learn more

Interest Checking Account

Great interest bearing account requiring a higher balance.

Features and Benefits

  • Interest accrued daily with a minimum daily balance of $2,500.
  • ATM fee rebates — $10 per statement cycle or unlimited with direct deposit.1 Limitations Apply
  • Online and mobile banking, bill pay, State Farm Bank® Visa® Debit Card with Apple Pay*, and numerous convenient features!

Comparison Chart

Compare accounts to see which is right for you!

Checking Interest Checking Money Market Savings
Minimum Balance Fee1 No fee No fee with direct deposit No fee with direct deposit
Interest Eligible Checked Checked
ATM Fee Rebate Eligible1
Limitations Apply
Checked Checked Checked
Minimum Opening Deposit $25 $100 $1,000
Overdraft Protection Checked Checked Checked
Online Banking Checked Checked Checked
Mobile Banking Checked Checked Checked

Refer to the Pricing Schedule for Consumer & Business Deposit Accounts and the Truth in Savings Disclosures for more details.

Consumer Checking, Interest Checking or Money Market Savings Accounts where the ownership of the accounts are exactly the same are eligible; Trust, Estate, Uniform Transfer to Minors, IRA or Business accounts are not.

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*Not all debit cards are available for Apple Pay. State Farm Bank® Visa® Health Savings Account Debit Card cannot be used with Apple Pay.

Visa is a registered trademark of Visa International Service Association.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting or by contacting the Bank at 877-SF4-VISA (877-734-8472). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

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