State Farm Bank® Business Visa®

State Farm Bank deposit accounts are FDIC insured.

State Farm® Bank Business Visa®


  • Earn 3 State Farm Loyalty Rewards™ points for every $1 spent on insurance premium payments, up to $4,000 annually.1
  • Earn 2 points for every $1 spent on eligible travel and office supply purchases.1
  • Earn 1 point for every $1 spent on all other purchases.1
  • Redeem points for merchandise, travel and eligible State Farm products.2 
  • Visa Shopping, travel, and protection benefits.

0% introductory APR on purchases for 6 months, thereafter a variable rate of 13.49%–20.49% APR based on creditworthiness. This APR will vary with the market based on the Prime Rate.*

*See Important Account Disclosures [PDF-106.1KB]

**You will lose the grace period for new purchases if the total balance of your new purchases and your balance transfers are not paid in full before the due date. To avoid losing your grace period for new purchases, do not use your card for new purchases after your balance transfer or pay the entire balance, including both the new purchases and balance transfers, within the billing cycle that you make a new purchase.

MyTime Deposit®

Make deposits anytime, anywhere!

Learn more about MyTime Deposit


1Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of Net Eligible Insurance Premium Payments made annually; after that you will earn 1 point for every $1 spent. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Bank® Business Visa® minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. For every eligible travel and office supply store purchase made with a State Farm Bank® Business Visa® credit card, the primary accountholder will earn 2 points for every $1 spent. Eligible travel purchases include those with a merchant code of Airline Travel, Automobile Rentals, U.S. Railway Passenger Travel, Bus Line Travel, Hotel/Motel Stay and Travel Agencies. Eligible office supply store purchases include those with a merchant code of Office Supply and Stationery Stores, Office Commercial Furniture and Computer Software Stores. All other purchases made on the card will earn 1 State Farm Loyalty Rewards point for each $1 spent. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

2 Eligible State Farm Bank products include deposit accounts, mortgages and consumer loans. Eligible State Farm products offered by affiliates of State Farm Bank include property and casualty insurance, life insurance, annuities, and mutual funds.

3Purchases through a third party payment account, digital wallets, or similar technology will not earn points.

4Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please call 877-SF4-VISA (877-734-8472) for additional details.

State Farm Bank, F.S.B, Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 877-SF4-VISA (877-734-8472). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service.

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