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New State Farm® and U.S. Bank announcement—click here for more details.
State Farm Bank® deposit products are FDIC insured.

State Farm®
Rewards Visa®

Earn points in the State Farm Loyalty Rewards® program with the State Farm Rewards Visa credit card while enjoying a competitive annual percentage rate (APR).

0% introductory rate for 12 months on purchases and balance transfers * ; thereafter, a variable rate of 14.24 – 24.24% APR. 2


Terms and Conditions
  • Earn 1 point for every $1 spent on eligible purchases with your State Farm Rewards Visa at millions of locations. 4
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually. 1
  • See how rewarding loyalty can be. Check the Loyalty Rewards Calculator.
Apply for a Rewards Visa


Terms and Conditions
  • Redeem points for gift cards at popular retailers, or for e-certificates, catalog merchandise, air travel, hotels, eligible State Farm products or a U.S. Bank Rewards Visa® card. 3
  • Use your points as a gift, or transfer your points between your State Farm Loyalty Rewards accounts.
  • Apply toward a qualifying U.S. Bank Rewards Visa® card and receive a redemption premium.3
  • Redeem your points your way with a variety of options. Learn more about redeeming points.
Apply for a Rewards Visa

Ways to Redeem
Your Points

  1. Log in to your account
  2. The State Farm mobile app
  3. Call us at 877-SF4-VISA.
    (877-734-8472) (877-734-8472)

Rewards Card
Features and Benefits

  • 24/7 Good Neighbor Service
  • Works with Apple Pay
  • Account Fraud Monitoring
  • Visa $250,000 Travel Accident Insurance 5
  • Visa Auto Rental Collision Damage Waiver 5
  • Visa Travel and Emergency Assistance Services 5
  • Visa Warranty Manager Service 5
  • Visa Zero Fraud Liability 5
  • Visa Shopping and Travel Discounts
*Balance transfer fee of $10 or 3% of the amount of each balance transfer, whichever is greater. Carrying a balance transfer may impact your grace period for purchases. Once a balance transfer is completed, you will need to pay the total balance of any new purchases and your balance transfer by the payment due date to avoid interest charges. If your total balance is not paid in full by the payment due date, you will be charged interest in accordance with your current purchase and/or balance transfer APR, until the balance is paid in full.
1 Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Rewards Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $1 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.
2 Based on creditworthiness. This APR will vary with the market based on the Prime Rate.
3 Only the following State Farm products or a U.S. Bank Rewards Visa® card are eligible: Eligible State Farm Bank products include deposit accounts, mortgages, and consumer loans. Eligible State Farm products offered by affiliates of State Farm Bank include property and casualty insurance, life insurance, and annuities.
Not all State Farm products to which you may apply your State Farm Loyalty Rewards points qualify for a redemption premium.
Single redemptions to a U.S. Bank Rewards Visa® card will earn a premium redemption as follows:

Points Redeemed / Premium

0-24,999 points — No Premium

25,000 - 49,999 — 25% Premium

50,000 - 99,999 — 35% Premium

100,000 - greater — 50% Premium

4 Purchases through a third-party payment account, digital wallets, or similar technology will not earn points.
5 Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please call 877-SF4-VISA (877-734-8472) for additional details.

Visa is a registered trademark of Visa International Service Association.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting or by contacting the Bank at 877-SF4-VISA (877-734-8472). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.