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Home refinance with a lower interest rate may save you money and help you realize your dream of owning your home faster. Important Mortgage Product Information
Not sure which mortgage loan option is right for you? Use our loan finder tool to get a customized recommendation. Get StartedLearn More
After the first 12 months, variable APR range is 6.50% - 9.25%.Learn More
Rates are valid as of 09/16/2019
1 After the expiration of the intro period, the APR is variable and will be determined by the current prime rate published in the Wall Street Journal plus a margin. These APRs range from 6.50% to 9.25% . The maximum APR that may be imposed is 21.000% and the minimum is 4.000%. The introductory rate is applicable on new lines of credit only, and does not apply to refinances of existing home equity loans or lines of credit.
2 Calculator is for estimation purposes only.
3 Subject to Credit Approval. For home equity lines of credit and loans, State Farm Bank will cover certain third party closing fees, such as appraisal, title search, credit report and flood determination. The margin you qualify for is based on a full underwriting review. If you payoff and close the account within 36 months, an early closure fee may be assessed up to $500 of bona-fide third party charges paid on your behalf by State Farm Bank. For lines of credit, the annual fee of $65.00 is waived the first year.
State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265)(877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.