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Explore auto loan rates, use the car payment calculator to estimate your monthly payments, or start the car loan process. Let us help you secure your dream ride.
APR as low as*
on vehicles 2017 & newer
APR as low as*
on vehicles 2016 & older
Annual Percentage Rates effective as of 01/01/2018
* Not all applicants will qualify for the "as low as" Annual Percentage Rates (APR) shown. Factors that may impact the final Annual Percentage Rate offered include the applicant(s) Credit Score, Loan Amount, Term, Collateral Model Year, and Loan Type. Vehicle Loan Disclosure
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Estimated Monthly Payments**
**Neither State Farm nor its agents provide tax or legal advice. This calculator is for illustrative and educational purposes only. Its accuracy and applicability to your circumstances is not guaranteed. Please consult your own adviser regarding your particular circumstances.
Payoff Protector1 is included with every vehicle loan from State Farm Bank. It may provide you with financial protection if your car is totaled or stolen and the insurance settlement amount does not cover the unpaid principal balance due on your loan.
If your insurance carrier deems your vehicle to be a total loss, the carrier would typically issue a settlement check to State Farm Bank for the value of the vehicle.
Upon receipt of the insurance settlement check, State Farm Bank requests from you a copy of the Claim Settlement Report in order to complete the Payoff Protector calculation.
After we receive the Claim Settlement Report, State Farm Bank then responds with a letter detailing the covered amount.
Start the loan process by contacting an agent. Move closer to your dream car by getting pre-qualified. Our goal is to get you on the road.
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1 State Farm Bank Payoff Protector is automatically included as a provision of all newly issued vehicle loan promissory notes. Payoff Protector is not an insurance product. Subject to the terms, conditions, and restrictions of the Payoff Protector provision in your State Farm Bank Promissory Note and Security Agreement. If your vehicle is determined to be a total loss before the loan is paid off, State Farm Bank will cancel the difference between the insurance payout and the unpaid principal balance due on the loan. Certain restrictions apply. For example, your loan must be in good standing.
State Farm Bank®, F.S.B., Bloomington, Illinois ("Bank") is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com® or by contacting the Bank at 877-SF4-BANK (877-734-2265); If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.