Special Coverage for Your Personal Needs

A Personal Articles Policy Helps You Replace Specific Valuables in Your Home

You may have more valuable possessions than you realize. Your homeowners policy offers great coverage, but with deductibles and limitations. State Farm® personal articles policy can provide additional coverage you may want.

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Personal Articles Policy

This policy may cover items like:

  • Jewelry
  • Furs
  • Cameras
  • Musical instruments
  • Silverware/goldware
  • Fine art (such as oriental rugs and paintings)
  • Collectibles
  • Sports and golf equipment
  • Computer equipment

Personal Liability Umbrella Policy

Judgments amounting to thousands or even millions of dollars are being awarded by juries across the country in ever-increasing numbers. If you accidentally injure someone or damage their property, you could be the one being sued. Even though your underlying policies may provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits.

This policy supplements your present policies to provide additional personal liability protection. Coverage amounts are written in increments of $1 million.

If you have questions about coverage, contact a State Farm agent.


This page contains only a general description of coverages and is not a contract. Details of coverage or limits may vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.