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State Farm® Motorcycle Insurance

State Farm offers motorcycle insurance for two- and three-wheeled motorcycles licensed for use on public roads. While some companies charge extra for certain motorcycle coverage, you get more with us without paying more.

For a quote, call 844-242-1899 844-242-1899


What Sets State Farm Insurance Apart

  • We’ve got nearly 19,000 agents nationwide – chances are there's one near you. Check out veteran motorcycle riding tips from one of our own.
  • You get the same reliable service from the largest auto insurance provider in the U.S.1
  • We've been paying claims promptly and reliably since 1922.

Contact a Local
State Farm Agent


What Motorcycle
Insurance Covers

From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options so you only need to add extra coverage if you need it. What do we cover?

  • Bodily injury to someone else or damage to someone else's property for which you are legally responsible while riding your motorcycle
  • Bodily injury to yourself because of an accident with an uninsured motorist
  • Damage to your motorcycle caused by an accident
  • Theft, fire, vandalism, and other losses — even while your motorcycle is in storage for the winter
  • Attached side cars
  • Emergency roadside expenses
  • Damage to protective gear
  • Trip interruption expenses

For a motorcycle insurance quote, call 844-242-1899 844-242-1899

Types of
Motorcycles Insured

State Farm offers motorcycle insurance for multiple bike types.

  • Factory-built motorcycles
  • Motor scooters
  • Classic motorcycles
  • Minibikes
  • Custom motorcycles
  • Trail bikes

Should I cancel my motorcycle policy in the winter?

Our motorcycle rating plan takes into account the seasonality of motorcycles, so cancelling your policy in the winter does not provide much benefit. In addition, even though you do not ride your motorcycle year-round, you may still need insurance to protect it while being stored.

Can you get motorcycle insurance without a license?

All drivers must have a current, valid driver’s license to drive the type of vehicle they intend to operate.

How much will motorcycle insurance cost?

The premium may vary based on the type of motorcycle you insure and the coverage that you select. Contact a State Farm Agent or call 844-242-1899 844-242-1899 to obtain a quote for your motorcycle.

Filing a Claim

When accidents happen, we want to make it easy for you to file a claim or check on its status.

Start a Claim

Select a Product

Check the status of a claim

Finding a Local
Repair Shop

The State Farm Select Service® program is a network of auto repair shops that offers a range of claim service options for vehicle estimates and repairs.

Locate a Repair Shop

1 Data provided by S&P Global Market Intelligence and State Farm Archive.

This is only a general description of available motorcycle insurance coverage and is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. For further information and motorcycle insurance quotes, see your State Farm agent.

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