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Motorcycle Insurance

State Farm® offers motorcycle insurance for two- and three-wheeled motorcycles licensed for use on public roads. And, while some companies charge extra for certain motorcycle coverage, you get more coverage with us. Talk to an agent, or call 833-354-3909 to discuss:

  • Different coverage options
  • Discounts and savings
  • Getting a motorcycle insurance quote
  • Explain what losses will be covered
  • Claim services in an event of a loss

Find an Agent Near You


 

What Does Motorcycle Insurance Cover?

From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options than the states' minimum financial responsibility limits, so you only need to add extra coverage if you need to. Here’s an idea of the kind of motorcycle coverage you can elect from us:

  • Bodily injury to someone else or damage to someone else's property for which you are legally responsible while riding your motorcycle
  • Bodily injury to yourself because of an accident caused by an uninsured motorist
  • Damage to your motorcycle caused by an accident
  • Theft, fire, vandalism, and other losses — even while your motorcycle is in storage for the winter
  • Custom motorcycle work, such as paint or upgraded components
  • Attached side cars
  • Emergency roadside expenses
  • Damage to protective gear
  • Trip interruption expenses

How Much Is Motorcycle Insurance?

There are many factors that can influence the cost of motorcycle insurance, such as the type of motorcycle, location, and coverage selections.

Contact a State Farm agent to get an accurate motorcycle insurance quote and details on coverage options. Also, an agent can help you figure out which discounts are available to you.

Types of Motorcycles Insured

State Farm offers motorcycle insurance for multiple bike types, like:

  • Factory-built motorcycles
  • Motor scooters
  • Classic motorcycles
  • Minibikes
  • Custom motorcycles
  • Trail bikes

Motorcycle Loans From State Farm Bank®

If you’re in the market for something new, or new to you, we could help you finance your next motorcycle. State Farm Bank offers competitive rates and no application fees.

Get a Motorcycle Insurance Quote

To get a motorcycle insurance quote, contact a State Farm agent or call 833-354-3909 today.

You Have Motorcycle Insurance Questions? We've got answers.

  • I don’t ride my motorcycle year-round, so should I cancel my policy in the winter?
    • Our motorcycle rating plan takes into account the seasonality of motorcycles, so cancelling your policy in the winter does not provide much benefit. In addition, even though you do not ride your motorcycle year-round, you may still need insurance to protect it while being stored.
  • Can you get motorcycle insurance without a license?
    • All drivers must have a current, valid driver’s license to drive the type of vehicle they intend to operate.
  • How much will motorcycle insurance cost?
    • The premium may vary based on the type of motorcycle you insure and the coverage that you select. Contact a State Farm Agent or call 833-354-3909 to obtain a quote for your motorcycle.
  • How can I purchase motorcycle coverage through State Farm?
    • Contact a State Farm Agent or call 833-354-3909 to purchase coverage for your motorcycle.
  • What coverages do I need for my motorcycle?
    • Contact a State Farm Agent to discuss what coverage options are best for you.

Motorcycle Insurance & Safety Tips

Take advantage of what we've learned! Simple Insights® offers great tips and advice to help you maintain and enjoy your sport, leisure, or powersport vehicle to the fullest.

Motorcycle Safety Tips: Riding Double

Motorcycle Safety Tips: Riding Double

Do your research and know what's different when it comes to safety when you have a passenger on your bike.

Motorcycle Riding Tips From a Veteran Rider

Motorcycle Riding Tips From a Veteran Rider

Motorcycle insurance wisdom dispensed from a longtime cyclist and State Farm agent.

What to Know About ABS on Motorcycles

What to Know About ABS on Motorcycles

Anti-lock brakes aren't just for cars. Find out how this braking technology can save you from losing control of your bike.

Disclaimer

This is only a general description of available motorcycle insurance coverage and is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. For further information and motorcycle insurance quotes, see your State Farm agent.

State Farm Bank, F.S.B., Bloomington, Illinois offers deposit and loan products. Other insurance, securities or investment products are offered by affiliate companies.

State Farm Bank ("Bank") is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type or credit or service offered by visiting statefarm.com® or by contacting the Bank at 877-SF4-BANK (877-734-2265). If you are deaf, hard of hearing, or do not use your voice to communicate, you may contact us via 711 or other relay services. To apply for a Bank product, you may also see your participating State Farm agent.

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