Shopping for Car Insurance? State Farm® Gives You Lots of Options.

Confused by collision coverage? Want to learn about liability? Unsure about uninsured motorist insurance? State Farm is here to help, with simple definitions for complicated insurance terms.

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Collision

Collision coverage helps pay to repair or replace your vehicle if it collides with another vehicle or object.

Collision Coverage
Comprehensive

Comprehensive insurance helps pay to repair or replace your vehicle if it's damaged by something besides a collision, including theft, fire, vandalism, or hitting an animal.

Comprehensive Coverage
Liability

Liability coverage pays another party's medical expenses, vehicle repairs, and property damage if you were responsible for the accident.

Liability Coverage
Car Rental and Travel Expenses

Rental car reimbursement pays the cost of renting a replacement vehicle while your car is in the shop. Travel expense coverage helps pays for meals, lodging, and transportation if you're in an accident more than 50 miles from home.

Car Rental and Travel Expenses Coverage
Uninsured Motor Vehicle

Uninsured motorist coverage helps pay for medical expenses if you're injured in an accident caused by someone who doesn't have liability insurance.

Uninsured Motor Vehicle Coverage
Underinsured Motor Vehicle

If someone injures you in an accident, their liability insurance should pay your medical expenses. But what happens if the other person doesn't have enough liability insurance? Underinsured motorist insurance can help.

Underinsured Motor Vehicle Coverage
Medical Payments

Medical payments coverage helps pay medical and funeral expenses if an insured person is injured or killed in an accident.

Medical Payments Coverage
Emergency Road Service

Breaking down is never fun. Emergency road service can help you get moving again, fast.

Emergency Road Service Coverage
Rideshare Driver Coverage

If you drive for rideshare companies like Uber or Lyft, we offer competitively-priced Rideshare Driver Coverage for State Farm auto insurance customers.

Learn more about Rideshare Driver Coverage

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights®.

Car Insurance Deductibles and Coverages: Choosing Well

High versus low deductibles and a breakdown the types of auto insurance coverage.

3 Reasons Why Auto Insurance Rates Are Going Up

Why Auto Insurance Rates Are Going Up

Motorcycle Insurance Ratings

Find out how your motorcycle rates in our annual motorcycle insurance ratings and how it will affect your premium.

Can Someone Else Drive My Car?

Discover what happens if someone else drives your car and gets into an accident.

The Do's and Don'ts of Buying a Car Privately

How to help protect yourself and smooth the way to buying a vehicle from a private seller.

5 Ways to Boost Security for Cars

Follow these tips to help deter thieves and keep your vehicle safe.

Here to Help Life Go Right®

If you still have questions about auto insurance, speak with a State Farm agent. Our agents will work closely with you to understand your needs, and discuss coverage options that fit your life and budget. Or get an auto insurance quote online. It's fast and easy!

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Disclosures and Disclaimers

Please remember that the preceding descriptions contain only a general description of available coverages and are not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. Coverage options may vary by state. To learn more about auto insurance coverage in your state, contact your State Farm agent .

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX