Confused by collision coverage? Want to learn about liability? Unsure about uninsured motorist insurance? State Farm is here to help, with simple definitions for complicated insurance terms.
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Collision coverage helps pay to repair or replace your vehicle if it collides with another vehicle or object.
Comprehensive insurance helps pay to repair or replace your vehicle if it's damaged by something besides a collision, including theft, fire, vandalism, or hitting an animal.
Liability coverage pays another party's medical expenses, vehicle repairs, and property damage if you were responsible for the accident.
Rental car reimbursement pays the cost of renting a replacement vehicle while your car is in the shop. Travel expense coverage helps pays for meals, lodging, and transportation if you're in an accident more than 50 miles from home.
Uninsured motorist coverage helps pay for medical expenses if you're injured in an accident caused by someone who doesn't have liability insurance.
If someone injures you in an accident, their liability insurance should pay your medical expenses. But what happens if the other person doesn't have enough liability insurance? Underinsured motorist insurance can help.
Medical payments coverage helps pay medical and funeral expenses if an insured person is injured or killed in an accident.
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If you still have questions about auto insurance, speak with a State Farm agent. Our agents will work closely with you to understand your needs, and discuss coverage options that fit your life and budget. Or get an auto insurance quote online. It's fast and easy!
Please remember that the preceding descriptions contain only a general description of available coverages and are not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. Coverage options may vary by state. To learn more about auto insurance coverage in your state, contact your State Farm agent .
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