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With nearly 100 years of experience and competitive pricing, see what State Farm® has to offer.

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Car insurance
by State Farm®

State Farm offers many coverage options, from auto insurance for teen drivers, or insurance protection for rental cars to insurance for sports cars and more. Get a free car insurance quote from the industry leader or learn about available policies.

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Save money with auto insurance discounts

As a State Farm customer, you may be eligible for one or more of the many auto insurance discounts we offer.

 

Safe driving discounts

Drive Safe & SaveTM

You’re a good driver, get rewarded for it. Using our Drive Safe & Save app, get a discount based on how you drive.1

Steer Clear®

Under 25 years of age without any at-fault accidents or moving violations within the past 3 years? You could save as much as 15%.

 

Teen driver discounts

Good student rewards

Getting good grades could save you up to 25%. And the savings last after you graduate from college, until you turn 25.

 

More discounts

Combine home & auto

Save up to 17% if you have homeowners, renters, condo, or life insurance in addition to vehicle insurance.

Learn more about purchasing multiple policies

Auto insurance coverage options that fit your needs

When it comes to car insurance, you’ve got plenty of options. State Farm can help you find the right coverage. We’ll also help you find out how much auto insurance you might need. Coverage varies by state and your selection.

Collision insurance

When your vehicle hits another object, or overturns in an accident, you’re covered with collision insurance.

Rental insurance

When damage that's covered by your comprehensive or collision insurance has your car undrivable or in the repair shop, car rental reimbursement will help pay the cost to rent a car.

Comprehensive insurance

Choose comprehensive insurance when your vehicle's stolen or damaged by something other than collision or rolling over, like damage caused by fire, wind, hail, flood, theft, and more.

Rideshare insurance

When you use your personal car to drive for a ridesharing company like Uber or Lyft, make sure you’re protected with rideshare insurance.

 

What sets State Farm Car Insurance apart

  • You get personalized service from any one of our 19,000 agents nationwide.
  • You get your claim handled promptly and reliably.
  • You may be eligible for 24/7 roadside assistance coverage.
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Different needs?
We’ve got you

Maybe you want more than the policy for the family car. We can help there, too. State Farm provides car insurance coverage for new drivers, business travelers, collectors and more.


 

Got a new driver in the family? Someone begging to borrow the car? Before handing over the keys, make sure they’re covered.

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To check that box at the rental counter or not. It could be a waste of money or a good move. We can help you decide.

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Put that the top down and hear that engine purr. Your beauty might need extra special care, but we can help make it less expensive.

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Your baby has historic interest and needs a policy all its own. It’s a classic if it’s 10 to 24 years old. It’s a treasured antique if it’s older.

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Whether you use your own car or a fleet of pickups, box trucks and even trailers, we offer the protection — liability, personal injury/medical, comprehensive, and collision coverage and more — to help keep your business moving forward.

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Filing a claim

When accidents happen, we want to make it easy for you to file a claim or check on its status.

Start a claim
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Finding a local repair shop

The State Farm Select Service program is a network of auto repair shops that offers a range of claim service options for vehicle estimates and repairs.

Locate a repair shop
 
 

Got more questions about car insurance?

Get answers about auto insurance

Browse numerous articles from Simple Insights on tips from what we’ve learned in the nearly 100 years we’ve been insuring drivers like yourself.

What factors influence car insurance rates?

Coverage options, deductibles, and discounts may affect your policy cost, along with such things as your driving history, credit score (where permitted by law) and other third-party reports.

Who requires high-risk vehicle insurance?

Your driving record determines it. You may be considered a high risk driver if convicted of a DUI or have multiple violations such as speeding tickets, Recent history is the most important factor.

Looking for local car insurance?

Zero in not only on your state, but also your local community for a good neighbor agent who will help show you coverage and savings that may fit your needs and your budget.

How to make an online payment

You provide either a phone number, policy number, payment plan account number or key code along with date of birth and we’ll fetch your bill online.

How fast can I get car insurance coverage?

As long as you have all required information and go through the application process, coverage can begin immediately. For the most accurate quote, you’ll need to know your car’s make, model, mileage, and year. We’ll also need to know a little about you and your driving history.

How soon after buying a car do you need insurance?

You’ll need insurance before driving a vehicle off the lot. You should call as soon as you make the purchase or intend to make a purchase. If you own another vehicle insured by State Farm, you may have automatic coverage. Contact your agent to be sure. If it is your first car, contact an agent prior to driving it.

Get a car insurance quote

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1 Discounts may exceed 30% and vary state-to-state. Not available in CA, MA, and RI.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third-party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third-party sites.

Please remember that the preceding descriptions contain only a general description of available coverages and are not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. Coverage options may vary by state. To learn more about auto insurance coverage in your state, find a State Farm agent.

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