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What Is Supplemental Insurance?

Supplemental health insurance1 is additional insurance you can purchase to help individuals and families deal with additional medical care and the extra costs associated with hospital stays.

Insurance Coverage

Help ensure you’ve provided for these and other potential extra costs.

  • Deductibles and co-insurance amounts
  • Private room and private duty nurse fees
  • Outpatient surgery
  • Emergency room visits
  • Extra transportation, lodging, or meals
  • Unexpected child care

State Farm® Supplemental
Plan Availability

Select a state

Select your state to view Supplemental
Insurance coverage information.

Insurance Benefits

Not only can supplemental insurance help pay for things not covered by your primary health insurance policy, but it also has other advantages.

  • Coverage begins on the first day of the hospital stay; there is no deductible.
  • Covered hospital stays are payable for up to one year for the same or related condition.
  • Reimbursements are paid directly to you, unless you tell us otherwise.

Get a Quote

Select a state
Items needed for a quote

Filing a
Health Claim

Filing a health insurance claim is simple and can be done in one of two ways. Pick the option that's best for you.

  • Take your bill(s) to your State Farm agent's office.
  • Call our Health Response Center at 866-855-1212866-855-1212 to request a claim form.

Contact a Local
State Farm Agent

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Individual medical coverage

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1 Specifically, Hospital Income, Hospital Indemnity, Hospital Confinement Indemnity Coverage, Hospital Confinement Indemnity Policy, Supplemental Hospital Indemnity policy and Daily Hospital Confinement Indemnity.


This is a Marketing tool intended for use in the sale of insurance. Completion of an application for a State Farm® insurance policy will require contact with a State Farm agent/insurance producer.

This is a supplement to health insurance and is not a substitute for major medical coverage.

This information provides only a brief description of coverage. It is not a contract. State specific modifications and options may or may not be applicable. This policy may not be available in all states. A complete statement of coverage is found only in the Hospital Income policy/Hospital Income/Hospital Indemnity/and Hospital Confinement Indemnity products/Supplemental Medical Insurance, and any attached Riders. Renewal premiums will increase periodically depending on your age. For additional details on coverage and cost, contact a State Farm agent/insurance producer. See policy form 97024 for exact terms and conditions.

State Farm Mutual Automobile Insurance Company
Bloomington, IL