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Farm and Ranch Insurance, Designed to Help with the Unexpected

Since our company’s founding, we've recognized the unique needs of farmers and ranchers. That's why we designed our Farm or Ranch Insurance to provide broad and flexible coverage for both your personal and business needs. No matter the size of the operation, whether you own or rent, or raise crops or livestock, our policies may be expanded and tailored to help meet your unique insurance needs.


Contact a Local State Farm® Agent


Or call 844-242-1899 844-242-1899 to get a quote

What’s Covered by
Farm or Ranch Insurance

Our protection ranges from farm home and content, farm personal property, structures or other buildings to liability protection.


The Policy Range

  • Provides insurance protection for household personal property in your dwelling, like clothes, furniture, and appliances if you live on your farm or ranch.
  • Provides insurance protection for Farm Personal Property (such as farm machinery, grain, livestock, and farm tools) that you use in your farming operations.
  • Can be customized to cover farm buildings or structures you wish to insure.

Farm and Ranch Liability Protection

  • Coverage for your legal liability up to the limits in the policy for damages because of bodily injury or property damage resulting from covered claims.
  • Coverage for medical expenses resulting from covered claims up to the limits in the policy for people who are on your premises with your permission and are accidentally injured. The coverage also extends to people accidentally injured by your activities.

More Protective Policies

Commercial Liability Umbrella

Help for you and your firm to pay defense costs and judgments that come from covered claims of professional negligence, error, or omission.

View commercial liability umbrella policies

Personal Liability Umbrella

Additional insurance protection for covered claims, resulting from defamation of character, libel, or slander, that may not be covered by your other policies.

Examine personal liability umbrella policies

Business Auto

Insurance protection for covered claims whether you use your own car or a fleet of pickups, box trucks, and even trailers to get the job done.

See business auto plans

Business Life

Choose from a variety of life insurance policies to ensure your business success continues.

Learn about business life policies

Retirement Plans

Attractive benefits packages to help you recruit and retain the best people.

Explore business retirement plans


This information contains only a general description of coverages and is not a contract. Details of coverage or limits vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.

State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.

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