Talk to a State Farm^® Agent Today About Homeowners Insurance

We recommend that you purchase an amount of homeowners insurance coverage at least equal to the estimated replacement cost of your house. But the choice is yours. Determining your home's estimated replacement cost is important because this will ultimately determine which policy options are available to you. Since it is impossible to predict today what the exact cost will be to replace your home in future, it's important to have enough coverage to account for unforeseen circumstances.

Home Insurance Coverage

Along with insuring the value of your house, you'll also want to be sure your personal property is insured for the right amount. To do this, you should have a detailed list of your personal property and its value. Let State Farm help you get started documenting your possessions.

Home Inventory

State Farm can help you save on homeowners insurance by offering discounts for:

• A claim-free history
• Purchasing multiple State Farm products
• Home security devices
• Utilities ratings plans
• Certain roofing materials
• Fire Sprinklers

Homeowners Insurance Discounts

Roofing Discounts

Residents of Florida and Louisiana can click on the links below to download documents for hurricane loss prevention discount programs in their state.

Florida Uniform Mitigation Verification Inspection Form

Louisiana Hurricane Loss Mitigation Survey Form [PDF-130KB]

Locating Inspectors Qualified to Complete the Louisiana Hurricane Loss Mitigation Survey Form [PDF-176.5KB]

State Farm Wind Mitigation Discount Plan: Louisiana Inspector Instructions [PDF-898.4KB]

When you are looking for help with emergency water mitigation services (U.S. only) or flooring repairs to your home after a covered loss, State Farm is there with our Premier Service Program. Our State Farm Premier Service Program puts you in touch with reputable water mitigation or flooring service providers after a loss.

Click on the link below to learn more or contact a State Farm agent about your needs to see how they can help.

Premier Service Program

When you are looking for help with repairs to your home or with home improvements, State Farm is there with our Contractor Locator Application. Our Contractor Locator Application is an online resource available to help you search for and identify potential general contractors who may be able to assist in a variety of ways.

Click on the link below to learn more or contact a State Farm agent about your needs to see how they can help.

Contractor Locator

Along with discounts and our Premier Service Program, State Farm offers a number of additional protection policies to supplement your homeowners insurance policy.

Personal Insurance

Flood Insurance

Home Business Insurance

Identity Restoration Coverage

State Farm also offers insurance for other types of housing.

Farm And Ranch Insurance

Manufactured Home Insurance

Renters Insurance