Skip to Main Content

Start Of Main Content

Renters insurance for the price of a couple of lattes

Protect your stuff with renters insurance.

Woman sitting on couch holding a coffee while reading her iPhone about what renters insurance covers. A globe sits on side table.

Get a quick renters
insurance quote

 
Select a state

Continue a saved quote

Save up to 17% with insurance discounts and savings

A man relaxes in a grey chair with his foot on an ottoman as his Boxer ignores him.

If you combine the purchase of your renters and auto policies, you could save enough to cover your renters policy. That’s at least worth a high five.

Coverage for your things and relief for your wallet

Woman in yellow blouse sits at home office desk with her laptop open, researching renters insurance.

Affordable renters insurance covers everything from your couch to your coffee mug -- all for about the price of a large pizza.

Like a good neighbor, we have your back

A couple at the kitchen table share a tablet. They review what renters insurance covers.

Rest easy knowing you’re covered by the #1 provider of home insurance since 1964. That’s us.

What is renters insurance?

Consider it a security blanket for your security blanket. We cover the things you own and love. From TVs and bicycles to laptops and even your favorite down comforter.

Your tech to your tufted sectional

From cameras to smartphones to smart looking furniture, your personal property is covered1 for accidents related to fire, smoke, covered water damage, wind, theft, vandalism and more.

Learn more about renters insurance coverage

Your apartment and beyond

Left your laptop in the backseat? No worries. Your personal property is covered1 for accidents in your home or apartment, and your things are also covered in a storage closet, your deck, or even your car.

See renters insurance property coverage

Your identity

As more of your life is online, it’s important to keep your personal information safe. With renters insurance you may even add identity theft coverage with monitoring alerts and professional support.

Explore renters insurance coverage options

Your tech to your tufted sectional

From cameras to smartphones to smart looking furniture, your personal property is covered1 for accidents related to fire, smoke, covered water damage, wind, theft, vandalism and more.

Learn more about renters insurance coverage

Your apartment and beyond

Left your laptop in the backseat? No worries. Your personal property is covered1 for accidents in your home or apartment, and your things are also covered in a storage closet, your deck, or even your car.

See renters insurance property coverage

Your identity

As more of your life is online, it’s important to keep your personal information safe. With renters insurance you may even add identity theft coverage with monitoring alerts and professional support.

Explore renters insurance coverage options

 
Jake answers your renters insurance questions.

Different needs? Jake’s got you for renters insurance

Jake, sitting in a chair, answers your renters insurance questions.

 

Renters insurance covers1 your stuff — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment, condominium, or rental home. It may also cover your stuff outside your place.


 

Renters coverage costs less than you might think. Based on the National Association of Insurance Commissioners (NAIC) survey, renters insurance runs about $15 a month for approximately $35,000 in coverage limits. That’s solid coverage for less than the cost of a few cups of coffee a week.


 

Liability is for your protection. This means you’re covered if someone hurts themselves at your home or there’s property damage subject to policy provisions. Renters insurance may also pay for legal fees and medical expenses.

Want to ensure your cat or dog is insured? You could add pet medical insurance.


 

Need a temporary place to dwell? This coverage provides payment for additional living expenses when your home is uninhabitable because of a covered loss. This coverage applies for the shortest time required to repair or replace the premises, or for your household to settle elsewhere, up to 24 months.


 

Covered even when things change

As the cost of living rises, your renters insurance will, too. Inflation coverage ensures you’re protected at the same levels year after year.


 

Personal property covers your things

What is it?

Personal property coverage gives you protection1 from accidents related to fire, smoke, covered water, wind, theft or vandalism – among other things.

How much do I need?

Performing a home inventory is a good way to determine how much property coverage you need. Follow this step-by-step checklist to inventory your personal property:

  1. List each item, when you acquired it, and the purchase or current value.
  2. Total the amounts of these items for a rough idea of what your property is worth.

Consider adding photos to your inventory – it could help if you have a claim.


1 On a named peril basis.

Disclosures

This document contains only a general description of coverages and is not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. For further information, please see a State Farm Agent.

Please refer to your actual policy for a complete list of covered losses or a complete list of losses not insured and policy exclusion.

Actual annual premiums for Renters insurance will vary depending on coverages selected, amounts of coverage, deductibles, and other factors.

State Farm Fire and Casualty Company
Bloomington, IL

State Farm General Insurance Company
Bloomington, IL

State Farm Florida Insurance Company
Winter Haven, FL

State Farm Lloyds
Richardson, TX

Get a renters insurance quote

Select a state