Get a Renters Policy for Just Pennies a Day

Renters Insurance Covers:

Examples not limited to:

• Fire or Lightning
• Windstorm or Hail
• Freezing of plumbing system
• Theft

Renters Insurance Doesn't Cover:

• Bodily injury or property damage that is expected or intended by the insured
• Business pursuits
  
• Professional services provided or not provided
  
• Ownership, operation, use, or maintenance of aircraft, motor vehicles, and certain watercraft

Renters insurance cost factors

State Farm is the market leader for home² insurance. With a State Farm renters insurance policy you can:

• Insure your possessions at their full replacement cost.
• Cover yourself in the case of a liability lawsuit.
• Access State Farm's 24/7 claims service.
• Work with one of our 17,000 agents.
• Logon to statefarm.com to manage your policy, submit a claim, or contact your agent.

Have you ever added up the value of all your property — computers, electronics, jewelry, clothes, furniture, maybe even something particularly valuable like an engagement ring, art collection or musical instrument? You're probably looking at thousands of dollars. Could you afford to replace it all if it were stolen or damaged in a fire? A State Farm renters insurance policy covers your property at home or on the go.

Estimate the value of your personal property. Once you've figured out what everything is worth, you'll know how much renters insurance coverage you need.

How much renters insurance do I need?

What affects the price of renters insurance?

You have thousands of dollars in property. Maybe you can't afford to replace it all, but you can insure it — for cheap. A State Farm renters insurance policy costs less than a dollar a day. In case of the unexpected, that small daily cost will save you thousands.

For particularly valuable items, you can add a personal articles policy to cover it.

State Farm also offers Identity Protection Coverage in addition to the standard renters insurance policy. Just an extra $25 a year can help you in case your identity is stolen.

State Farm can help you save on renters insurance with discounts for:

• A claim-free history
• Purchasing multiple State Farm products
• Home security devices

Renters insurance discounts