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Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment, condominium, or rental home.
It might also cover items you store in your apartment's garage, storage closet, or on your deck or patio. Renters insurance coverage even extends to personal property in your car. If your laptop is stolen from your vehicle, it’s likely covered. If your bike is stolen while you’re at work, it’s likely covered.Explore renters insurance coverage
If you rent an apartment or home from a landlord, they won’t be responsible for any damages to your personal property in the case of a break-in or burglary, a fire, smoke damage, or sudden and accidental covered water damage inside your home. Our Renters Insurance policy provides you with insurance coverage for a low monthly premium.See cost factors for renters insurance
Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.Check renters coverage options
While a Renters Insurance policy covers common types of loss like those mentioned above, there are some losses it doesn’t cover.
The average cost of renters insurance is quite affordable. Not only does the cost vary from company to company, but it also depends on the coverages and deductible you select. If you’re ready to get a renters insurance quote, have this information handy.
Combining the purchase of your renter and auto policies isn’t the only way you can save money. Installing a home security device can help make insurance more affordable.Explore renters insurance discounts
1 This document contains only a general description of coverages and is not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. For further information, please see a State Farm Agent.
Actual annual premiums for Renters insurance will vary depending on coverages selected, amounts of coverage, deductibles, and other factors. This is only a general description of coverage and not a statement of contract. Coverage is subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.
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