Business insurance for auto service shops
Small business insurance can help protect your auto service or mobile service shop.
What is business insurance for auto service shops?
State Farm® Small Business insurance offers a wide variety of coverages to help protect a range of auto services businesses, such as an auto glass shop, a car wash, oil change shop or other auto service operation.
What does business insurance for auto service shops cover?
By bringing together the right coverages, you can help safeguard your business. This allows you to concentrate on growing your company.
Property
Helps protect buildings and other structures, personal property, and equipment from covered accidental direct physical loss
Liability
Helps provide financial protection against costly claims and lawsuits under the policy
Loss of income
Offers protection if operations are suspended due to a covered loss
Equipment breakdown
Helps cover damage to covered property, like an air compressor or impact gun, if it breaks down or is damaged by a covered loss
Employee dishonesty
Covers loss of business personal property and money and securities caused by an employee’s dishonest act
Coverage in action
A fire breaks out at your garage, damaging one of the building’s walls and some equipment. Property coverage could help you get your business back up and running quickly.
How to help protect your small business
Other coverages included in your business insurance for auto service shop:
Accounts receivable
May cover loss of monies due to you that are uncollectible because of damage to accounts receivable records
Garagekeepers
Helps provide coverage for physical damage to customers’ vehicles while in your care, custody or control
Backup of sewer and drain
Helps provide protection against accidental physical loss of business personal property at a shop due to sewer and drain backups
Frequently asked questions about business insurance for auto service shops
Get a local agent who gets you
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
Simple Insights®
Looking for ways to help keep your small business running smoothly? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.
Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.
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State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
State Farm Fire and Casualty Company
State Farm General Insurance Company
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL
State Farm County Mutual Insurance Company of Texas
State Farm Lloyds
Richardson, TX
State Farm Fire and Casualty Company
Tallahassee, FL