Life insurance built for real life
Whether it's a new marriage, a new child, a college graduate or caring for aging parents, State Farm® can help you find life insurance that meets your needs.
The State Farm advantage
Nearly 100 years of life insurance experience
19,000+ agents ready to help you navigate your next step
7 million life insurance policies and counting
What sets us apart
1.
Voted best company for return of premium life insurancereturn to reference 2
2.
Switch from a term life policy to a whole life without a new health screening
3.
Earn rewards for your active lifestyle with Life Enhancedreturn to reference 1
4.
Access your information and get stuff done with an online account
5.
24/7 access to your policy details with the State Farm app
Life insurance planning
Coverage at a glance
Term life insurance
This solution provides:
- Coverage for a limited time period, if premiums are paid
- Coverage for a limited time period, if premiums are paid
- A death benefit, but typically no cash value
- Initially, less expensive form of life insurance
- Renewable or convertible coverage
Permanent life insurance
This solution provides:
- Lifetime coverage, if premiums are paid
- A cash value that grows over time and can be used as a assetfootnote 3
- Level premiums
- Options for flexible premium payments and level or increasing death benefit options
Get a quote for life insurance
A few steps today to help secure tomorrow
Like a good neighbor, State Farm is there.®
Eligibility, availability, and other aspect of products or services of the State Farm Family Companies are subject to restrictions and may vary by state.
return to reference 1Benefit available for State Farm customers who have purchased a new life insurance policy since January 1, 2022. While anyone over 18 years of age can join Life Enhanced, certain app features, including rewards, may not be available unless you own an eligible State Farm life insurance policy. At this time, policyholders in Florida and New York are not eligible for the full program. Please note that some policyholders may experience a delay before a new policy is eligible for rewards.
return to reference 2Nerdwallet, May 1, 2024.
return to reference 3Permanent life insurance develops cash value that can be borrowed. Policy loans accrue interest and unpaid policy loans and interest will reduce the death benefit and cash value of the policy. The amount of cash value available will generally depend on the type of permanent policy purchase, the amount of coverage purchase, the length of time the policy has been in force and any outstanding policy loans. There may be tax consequences associated with policy loans. State Farm nor its agents provide tax or legal advice.
State Farm Life Insurance Company (Not licensed in MA, NY, or WI)
State
Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington,
IL