Term life insurance is the most straightforward form of protection. You generally pay premiums on a monthly or annual basis and your family is protected for that "term." State Farm Life Insurance Company (Not licensed in MA, NY or WI) or State Farm Life and Accident Assurance Company (Licensed in NY and WI) offer a variety of affordable term life insurance products to fit your needs, time frame, and budget.
Items needed for a quote
Select 10, 20, or 30 years of coverage and a guaranteed benefit. Coverage starts at $100,000, and premiums are level for the initial policy term. Once past the level premium period, premiums will increase annually. The policy is guaranteed to renew up to age 95 and is convertible to a permanent policy regardless of health, subject to age limits.
Learn more about Select Term Life Insurance
*Sample rates are for a 25-year-old female in excellent health in Illinois. Get a quote to see personal pricing. Need help choosing a policy? Compare policies.
Return of Premium Term Life insurance offers you coverage with a level premium payment for 20 or 30 years, whichever you choose. If you outlive that premium period, all policy premiums you've paid will be returned to you. Coverage starts at $100,000. The policy is guaranteed to renew up to age 95 and is convertible to a permanent policy regardless of health, subject to age limits. Once past the level premium period, premiums will increase annually.
Learn more about Return of Premium Term Life Insurance
Instant Answer Term Insurance® provides $50,000 of death benefit protection until age 50 or 10 years, whichever is longer and is designed to provide a base level of life insurance protection at an affordable price. This insurance is well suited for protecting goals such as paying off a loan and/or covering funeral expenses and provides customers with the opportunity to apply for coverage, receive an underwriting decision, and if approved – purchase the policy on the same day at an agent's office.
Learn more about Instant Answer Term Insurance®
For over 80 years we've delivered on our promise to millions of State Farm customers.
Learn more about State Farm
Find the right coverage for you.
This is a general description of term life insurance coverage. A complete statement of coverage is found only in the policy.
For more details on coverage, costs, restrictions, and renewability, or to apply for coverage, contact a local State Farm agent.
There are limitations and conditions regarding payment of benefits due to misrepresentations on the application or when death is the result of suicide in the first two policy years.
Policy Series Info
Not FDIC Insured
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Each insurer is financially responsible for its own products.