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State Farm Life Insurance Company (not licensed in MA, NY or WI) or State Farm Life and Accident Assurance Company (Licensed in NY and WI) can help you find coverage that's right for you and your loved ones.
Term life insurance provides protection (guaranteed death benefit) for a specific period of time (term length). With low initial premiums, it provides an affordable way to protect your family when you need it most. (Premiums will increase if policy is kept after the initial term period).
You have the option of converting your term life insurance to permanent life insurance, regardless of your health or occupation. (Conversion options differ by policy series, and are subject to established minimums).
If you are interested in a Whole Life or Permanent policy, please select or contact a State Farm Agent (855-980-8053) (855-980-8053) . You can also convert your term policy to permanent coverage up to the later of the anniversary when the insured is age 75 or 5 years after issue - no matter your state of health.
Life insurance helps your life’s moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones.Contact an agent about Life Insurance
With so many considerations, let the State Farm® Calculate My Life tool make it easy to access your life insurance needs.
Need coverage for a specific time frame? Term life helps with short-term debts, added protection during child-raising years and more.
This permanent policy protects your family’s future while building cash value that grows tax-deferred. Premiums remain level for the life of the policy.
Whether you're looking for the affordability of term insurance, the lifelong protection and cash value of permanent insurance, or a combination of both, we have options to fit your needs and budget. Decide which coverage is right for you before getting a life insurance quote.
|Permanent Life||Term Life|
|Provides lifetime coverage, if premiums are paid.||Provides coverage for a limited time period (term), if premiums are paid.|
|Cash value accumulates over time and creates an asset which may be use during your lifetime.1||Provides a death benefit, but typically no cash value.|
|Level premiums.||Initially, less expensive form of life insurance.|
|Some types of permanent insurance offer flexible premium payments and level or increasing death benefit options.||May be renewable or convertible.|
You’ve built your business. We want to help you protect it with such options as Group Life insurance or policies for key employees or business continuation.See life insurance for small business
A State Farm insurance agent can help you choose the right products, options, and coverage amounts. And with more than 18,000 agents throughout the U.S., chances are there’s one near you.Find a local insurance agent that fits
Want more life insurance information? Get the basics and beyond. From articles and money-saving tips to estate planning, find the answers you need.
This is only a general description of coverage. A complete statement of coverage is found only in the policy.
Insurance policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.
Each State Farm insurer has sole financial responsibility for its own products.
Neither State Farm nor its agents provide tax or legal advice.
For more details on coverage, costs, restrictions, and renewability, or to apply for coverage, contact a local State Farm agent.
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Each insurer is financially responsible for its own products.
Securities are not FDIC insured, are not bank guaranteed and are subject to investment risk, including possible loss of principal.