Protect the life you're building
State Farm® life insurance can help safeguard what matters most so you can focus on what's next.
The State Farm advantage
7 million life insurance policies and counting
19,000+ agents ready to help
Nearly 100 years of life insurance experience
Understanding life insurance
With our life insurance policies, you can help your family:
- keep paying the mortgage
- maintain their current standard of living
- pay off debts, estate taxes and final expenses.
- create a fund for college education or a family member with special needs
- protect their dreams for the future
Life insurance that grows with you
Term life insurance
This solution provides:
- Coverage for a limited time period, if premiums are paid
- A death benefit, but typically no cash value
- Initially, less expensive form of life insurance
- Renewable or convertible coverage
Permanent life insurance
This solution provides:
- Lifetime coverage, if premiums are paid
- A cash value that grows over time and can be used as a assetfootnote 1
- Level premiums
- Options for flexible premium payments and level or increasing death benefit options
Start with term, grow to permanent
- You can convert any State Farm term life insurance coverage to permanent coverage, regardless of your health statusfootnote 2.
- A conversation with your agent can help you find the right fit.
Guidance for every step of the way
Talk with a State Farm agent about options to fit your life
Start securing tomorrow, today
Get a quote for life insurance
Like a good neighbor, State Farm is there.®
Eligibility, availability, and other aspect of products or services of the State Farm Family Companies are subject to restrictions and may vary by state.
return to reference 1Permanent life insurance develops cash value that can be borrowed. Policy loans accrue interest and unpaid policy loans and interest will reduce the death benefit and cash value of the policy. The amount of cash value available will generally depend on the type of permanent policy purchased, the amount of coverage purchased, the length of time the policy has been in force and any outstanding policy loans. There may be tax consequences associated with policy loans. Neither State Farm nor its agents provide tax or legal advice.
return to reference 2Conversion options will vary by state and with some term policy types by age.
State Farm Life and Accident Assurance Company (Licensed in NY and
WI)
tate Farm Life and Accident Assurance Company (Licensed in NY
and WI)
Bloomington, IL