Professional liability insurance

Get coverage against claims alleging an act, error or omission in providing your professional services.

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What is professional liability insurance?

Professional liability insurance, also known as errors and omissions insurance, helps protect your business if you are sued for negligence in the performance of services you provide to your customers.

What it covers

People are increasingly inclined to sue a business or service provider if they feel your mistake has caused them harm or loss. Professional liability insurance offers protection against:
  • Actual or alleged acts or errors
  • Libel and slander allegations arising out of your professional services
  • Cost of legal defense for covered liability claims

How much is professional liability insurance?

The cost of professional liability insurance coverage is determined by several factors, including your business’s size and the industry you are in. Talk to your local agent about professional liability coverage for your business at a surprisingly great rate.

Do I need professional liability insurance for my business?

You may think general liability on your business policy covers mistakes or errors. But unless your policy includes professional liability coverage, you’re probably not covered for things like botching a customer’s dye job, making errors on a client’s tax returns or misdiagnosing Fido’s upset tummy.

If you’re a hair salon ownerveterinarian, architect, accountant, or another kind of dedicated professional, you should consider professional liability insurance. You may have to pay out-of-pocket for legal costs and damages that could ruin your business without it.

Rated “the best overall” insurance company for small business

We’re not ones to brag (okay maybe a little), but Investopedia
recognized State Farm insurance as the top choice for small businesses 1 like yours. Here’s why:

Agent know-how

Our agents are business owners too. They understand the unique needs of small business owners.


Customizable insurance

We offer an array of coverage options that can be combined into one policy for you.


Exceptional service

Since 1935, we’ve been here to help small business.

Talk to a local State Farm agent