Benefit Plans for Your Small Business

Group Life Insurance — Life Benefits for Your Business

State Farm® has a Group Life insurance plan that offers benefits for both you and your employees.

As an employer, you are aware of the importance of employee benefits and their contribution to your business success. State Farm can establish a plan for employee groups of five or more in all states except Massachusetts and Rhode Island. For additional information including eligibility requirements, contact your State Farm agent.

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Advantages to the Employer

  • Federal income-tax deductible premiums
  • Desirable fringe benefit to offer new employees
  • Reduced turnover, saving you money in hiring and training costs
  • Contributes to employee security, loyalty, and higher morale
  • Valuable life insurance protection provided at a low group rate

Advantages to the Employee

  • Valuable life insurance protection provided at a low group rate
  • Right to name and change beneficiaries at any time
  • Waiver of Premium for Disability Benefit rider is provided at no extra cost

Your State Farm agent will complete a factfinder to gather information about your business and your objectives for a group life plan. Based on the information, a proposal will be prepared for you to consider.


This brief overview of the State Farm Commercial Group Life Plan is not intended to be a complete explanation of plan features. For more detailed information and state exceptions, please contact your State Farm agent.