State Farm® Student Visa®

State Farm Bank® deposit accounts are FDIC insured.


  • Earn 1 State Farm Loyalty Rewards® point for every $2 spent on eligible purchases.1
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.1
  • Competitive annual percentage rates.
  • Many student discounts provided by Visa.

Apply Today

Apply online, contact a participating State Farm agent, or call the State Farm® Visa® Application Center toll-free 800-324-4946.

Apply Now

About This Card

Made just for students enrolled in post-secondary educational institutions, offering a competitive rate while earning points in the State Farm Loyalty Rewards program.

  • No annual fee
  • A variable rate of 11.49%–18.49% APR for purchases and balance transfers* based on creditworthiness; This APR will vary with the market based on the Prime Rate.
*Balance transfer fee of $10 or 3% of the amount of each balance transfer, whichever is greater (maximum fee: $250).

*You will lose the grace period for new purchases if the total balance of your new purchases and your balance transfers are not paid in full before the due date. To avoid losing your grace period for new purchases, do not use your card for new purchases after your balance transfer or pay the entire balance, including both the new purchases and balance transfers, within the billing cycle that you make a new purchase.

Earning Rewards

  • Earn 1 point for every $2 you spend with your State Farm Student Visa card1 at millions of locations around the world.2 For example, you spend $100, you will earn 50 points.1
  • Earn 3 points for every $1 spent on insurance premium payments, up to $4,000 annually.1

Redeeming Points

  • You can redeem points for gift cards at popular retailers, e-certificates, catalog merchandise, air travel, hotels, and eligible State Farm products.3
  • You can also use your points as a gift, or transfer your points between State Farm Loyalty Rewards accounts that your own. You can use your points as a gift to another State Farm Loyalty Rewards accountholder.

How to redeem

  • Log in to your account.
  • Download and log in to your account from our free State Farm Pocket Agent® Mobile App available for iOS and Android.
  • Over the phone at 877-SF4-VISA (877-734-8472)

Additional Benefits

  • Access to our financial management tools
  • 24/7 good neighbor service
  • Online and mobile access anytime
  • Worldwide Visa credit card acceptance and cash access via ATMs
  • Account Fraud Monitoring
  • Visa Auto Rental Collision Damage Waiver4
  • Visa Zero Fraud Liability4
  • Visa Student Discounts

Three ways to apply. Select Apply now, contact a participating State Farm agent, or call the State Farm Visa Application Center toll-free 800-324-4946.

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1Earn 3 State Farm Loyalty Rewards points for every $1 spent on the first $4,000 of any Net Eligible Insurance Premium Payments made annually. Net Eligible Insurance Premium Payments are insurance premium payments made on your State Farm Student Visa minus any returns, chargebacks or adjustments deducted from your points balance. The $4,000 threshold will be counted on an annual (January-December) basis. Points are earned based on merchant codes that are assigned to the merchant based on their primary line of business. Purchases without the appropriate merchant code will affect your ability to earn points or the rate at which you earn points. Earn 1 State Farm Loyalty Rewards point for each $2 spent on all other purchases. Balance transfers do not earn State Farm Loyalty Rewards points. Your points do not expire; however, your points may be suspended or you may lose points if your account is not in good standing or is closed.

2Purchases through a third party payment account, digital wallets, or similar technology will not earn points.

3Eligible State Farm Bank products include deposit accounts, mortgages and consumer loans. Eligible State Farm products offered by affiliates of State Farm Bank include property and casualty insurance, life insurance, annuities, and mutual funds.

4Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please call 877-SF4-VISA (877-734-8472) for additional details.

Visa is a registered trademark of Visa International Service Association.

State Farm Bank, F.S.B., Bloomington, Illinois ("Bank"), is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting or by contacting the Bank at 877-SF4-VISA (877-734-8472). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

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