Conforming Loan Limits

This page contains general conforming loan amount limits published by the Federal Housing Finance Agency (FHFA). Conforming mortgage loans that meet the loan size and standards of government-sponsored enterprises (GSEs,) such as Fannie Mae (FNMA) and Freddie Mac (FHLMC), may be eligible for sale and delivery to these GSEs in the secondary market. Loan amounts over the conforming loan limits are considered jumbo loans and may generally have higher interest rates.

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FHFA Conforming Mortgage Loan Limits

Number Of Units Properties in the Contiguous States and District of Columbia Properties in Alaska and Hawaii
1 $417,000 $625,500
2 $533, 850 $800,775
3 $645, 300 $967, 950
4 $801,950 $1,202,925

Please note there are also limitations on the percentage of the property's value that you may be eligible to borrow based on whether or not you intend to occupy the property, whether the loan is a purchase or a refinance, and other considerations.


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State Farm Bank®, Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested. Contact State Farm Bank toll-free at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service.

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