We value your privacy. We may collect personal information from you for business, marketing, and commercial purposes. Read more
We value your privacy. We may collect personal information from you such as identifying information (name, address, driver's license number), transactional information (products or services purchased and payment history), digital network activity (interactions with our website, IP address), geo-location data, audio recordings and other forms of personal information. We use this information for business, marketing and commercial purposes, including but not limited to, providing the products and services you request, processing your claims, protecting against fraud, maintaining security, confirming your identity and offering you other insurance and financial products.
For California residents, click here to view the full version of the California Consumer Privacy Notice.Para español, haga clic aquí para ver la versión completa del Aviso de Privacidad del Consumidor de California. Read less
Start Of Main Content
As a State Farm customer, you may be eligible for one or more of the many auto insurance discounts we offer. You could save money for being a safe driver, student, or a family with multiple household vehicles. Discounts vary by state.
If you maintain an accident-free driving record, or make efforts to educate yourself on how to become a better driver, State Farm may reward you. Driver discounts can include having passengers wear seat belts, taking a defensive driving course or simply driving the speed limit. These are the most common discounts among insurance companies and can make up a huge part of your savings on rates.
You qualify for this discount when your car, or the one it replaced, has been insured by State Farm for at least three continuous years without a chargeable accident. This discount may increase over time if you keep your car insured with State Farm and continue to have no chargeable accidents. If you don’t qualify when you first purchase your policy, you’ll be able to adjust your premium by staying accident-free for the required time before policy renewal. Talk to your agent for more information.
Depending on where you live, taking a driver safety course may help you get car insurance discounts. These classes can teach you skills like how to navigate weather and traffic situations to avoid accidents. Drivers who take these courses may be eligible for a 10% to 15% discount on coverages. Ask your local State Farm agent for a list of qualifying courses and requirements.
You can save up to 25% just for getting good grades! And the savings last after you graduate from college, until you turn 25.
To receive the discount, the student must be 16-25 years old; enrolled full-time in high school, college or home schooling; and show proof of a B or 3.0 GPA or top 20% in class rank or have qualifying test scores if homeschooled.
New State Farm customers receive this discount when they've gone three years or more without moving violations or at-fault accidents.
If all the operators of your vehicle under the age of 21 complete an approved driver education course, you may qualify for this discount.
You could be eligible for this discount if one of the operators of your vehicle is a student under the age of 25 who moves away to school and only uses the car while at home during school vacations and holidays. The distance from your home to the college may play a role in that discount, so check with your agent for eligibility.
Have a newer car with the latest safety features such as anti-theft devices or anti-lock brakes? Depending on your car’s year, make and model, you could qualify for discounts from State Farm.
If your vehicle was made in 1994 or later – depending on the make and model – you could save 40% on Medical Payments coverage. Discount percentages are based on each make and model's repair records and are adjusted every year.
For 1993 and older vehicles equipped with a factory-installed air bag or other passive restraint system, you can receive a discount up to 40% on Medical Payments coverage. Passive restraint equipment includes front air bags and seat belts, which are installed in most cars since 1983.
You're eligible if your vehicle has an alarm or some other approved anti-theft device. Having certain features can give you peace of mind and actually deter theft, but they do little in terms of reducing your premiums. It’s always best to check with your State Farm agent before adding any anti-theft features for the sake of saving money on your policy.
When you add more than one car to your policy, or choose State Farm for more than one of your insurance needs, our discounts can help lower your insurance premiums.
If two or more vehicles in your household are insured by State Farm and owned by related individuals, you could save as much as 20%.
You could save up to 17% if you have homeowners, renters, condo, or life insurance in addition to vehicle insurance. Purchasing more than one policy with State Farm can save you time and money. Simplify your life with one bill – one bill that can easily be paid online or using your mobile app. Purchasing your policies in different combinations can put money back in your pocket. Learn more.
Take advantage of what we've learned! Simple Insights® offers tips from buying and selling a car to auto maintenance and safety.
You don't want too much or too little renters insurance. How to determine the right amount.
How renters can score a discount - and don't forget to weigh the deductible options.
What you'll need to know about safety, insurance and even discounts for new drivers.
Disclosures and Disclaimers
Discounts and their availability may vary by state and eligibility requirements. Not all vehicles or drivers are eligible for discounts.
OnStar and the OnStar emblem are registered trademarks of OnStar, LLC.
State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
State Farm County Mutual Insurance Company of Texas