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Take Control of Your Auto Insurance Discounts From State Farm®

As a State Farm customer, you may be eligible for one or more of the many auto insurance discounts we offer. You could save money for being a safe driver, student, or a family with multiple household vehicles. Discounts vary by state.

If you'd like an online quote or want to speak with an agent, State Farm can help you select the insurance coverage that fits your life and budget.

See All Discounts Available in your State

Featured Auto Insurance Discounts

Drive Safe & SaveTM

Enroll in Drive Safe & Save and we'll use information from your smartphone to calculate your discount. Safe drivers save more with Drive Safe & Save. Learn More

Download Drive Safe And Save Mobile App From Apple Store Download Drive Safe And Save Mobile App From Google Play Store
Steer Clear®

If you're a new driver or under 25 years of age without any at-fault accidents or moving violations within the past three years, you could qualify for our Steer Clear auto insurance discount. You could save as much as 20% while learning to become a better, safer driver. Learn More

Download Steer Clear Mobile App From Apple Store Download Steer Clear Mobile App From Google Play Store

Safe Driver Discounts

If you maintain an accident-free driving record, or make efforts to educate yourself on how to become a better driver, State Farm may reward you. Driver discounts can include having passengers wear seat belts, taking a defensive driving course or simply driving the speed limit. These are the most common discounts among insurance companies and can make up a huge part of your savings on rates.

Accident-Free Discount

You qualify for this discount when your car, or the one it replaced, has been insured by State Farm for at least three continuous years without a chargeable accident. This discount may increase over time if you keep your car insured with State Farm and continue to have no chargeable accidents. If you don’t qualify when you first purchase your policy, you’ll be able to adjust your premium by staying accident-free for the required time before policy renewal. Talk to your agent for more information.

Defensive Driving Course Discount

Depending on where you live, taking a driver safety course may help you get car insurance discounts. These classes can teach you skills like how to navigate weather and traffic situations to avoid accidents. Drivers who take these courses may be eligible for a 10% to 15% discount on coverages. Ask your local State Farm agent for a list of qualifying courses and requirements.

Good Student Discount

You can save up to 25% just for getting good grades! And the savings last after you graduate from college, until you turn 25.

To receive the discount, the student must be 16-25 years old; enrolled full-time in high school, college or home schooling; and show proof of a B or 3.0 GPA or top 20% in class rank or have qualifying test scores if homeschooled.

Good Driving Discount

New State Farm customers receive this discount when they've gone three years or more without moving violations or at-fault accidents.

Driver Training Discount

If all the operators of your vehicle under the age of 21 complete an approved driver education course, you may qualify for this discount.

Student Away at School Discount

You could be eligible for this discount if one of the operators of your vehicle is a student under the age of 25 who moves away to school and only uses the car while at home during school vacations and holidays. The distance from your home to the college may play a role in that discount, so check with your agent for eligibility.

Safe Vehicle Discounts

Have a newer car with the latest safety features such as anti-theft devices or anti-lock brakes? Depending on your car’s year, make and model, you could qualify for discounts from State Farm.

Vehicle Safety Discount

If your vehicle was made in 1994 or later – depending on the make and model – you could save 40% on Medical Payments coverage. Discount percentages are based on each make and model's repair records and are adjusted every year.

Passive Restraint Discount

For 1993 and older vehicles equipped with a factory-installed air bag or other passive restraint system, you can receive a discount up to 40% on Medical Payments coverage. Passive restraint equipment includes front air bags and seat belts, which are installed in most cars since 1983.

Anti-Theft Discount

You're eligible if your vehicle has an alarm or some other approved anti-theft device. Having certain features can give you peace of mind and actually deter theft, but they do little in terms of reducing your premiums. It’s always best to check with your State Farm agent before adding any anti-theft features for the sake of saving money on your policy.

Discounts for Loyal Customers

When you add more than one car to your policy, or choose State Farm for more than one of your insurance needs, our discounts can help lower your insurance premiums.

Multiple Auto Discount

If two or more vehicles in your household are insured by State Farm and owned by related individuals, you could save as much as 20%.

Multiple Line Discount

You could save up to 17% if you have homeowners, renters, condo, or life insurance in addition to vehicle insurance. Purchasing more than one policy with State Farm can save you time and money. Simplify your life with one bill – one bill that can easily be paid online or using your mobile app. Purchasing your policies in different combinations can put money back in your pocket. Learn more.

Simple Insights® by State Farm

Take advantage of what we've learned! Simple Insights® offers tips from buying and selling a car to auto maintenance and safety.

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Car Insurance Costs and Money Savings Tips

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5 Critical Times to Review Your Insurance

5 Critical Times to Review Your Insurance

How renters can score a discount - and don't forget to weigh the deductible options.

Car Insurance for Teens and New Drivers

Car Insurance for Teens and New Drivers

What you'll need to know about safety, insurance and even discounts for new drivers.

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Disclosures and Disclaimers

Discounts and their availability may vary by state and eligibility requirements. Not all vehicles or drivers are eligible for discounts.
OnStar and the OnStar emblem are registered trademarks of OnStar, LLC.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX