Steer Clear®
Safe Driver Discount
Enroll and Enjoy Insurance Savings
Steer Clear is a great way for teen and young adult drivers to improve their driving skills and earn a discount 1 on State Farm® auto insurance.
Download the app. Sharpen your skills. Earn a discount. 2
Or, text STEER to 78836 to get a link to the app.
Steer Clear is a great way for teen and young adult drivers to improve their driving skills and earn a discount 1 on State Farm® auto insurance.
How to qualify for the discount:
- Be under age 25.2
- Have a valid driver's license.
- No at-fault accidents or moving violations during the past three years.1
- Successfully complete all the program requirements.
Download the app. Sharpen your skills. Earn a discount. 1
Or, text STEER to 78836 to get a link to the app.
Getting Started Is Easy
Step 1
Talk to Your Agent
Find out if you’re eligible for the discount and get more info.
Step 2
Get the App
Use the Steer Clear app to watch safe driving videos, take quizzes, and record your trips.
Step 3
Complete the Program
Requirements must be completed within 6 months of starting the program.
How Steer Clear Works
Steer Clear offers driving-focused training that encourages young drivers to think more about safety and practice safe driving habits. Parents of youthful drivers can also monitor and guide their progress.
Course Training
Participants are required to complete 5 training modules consisting of a few lessons, which include videos, driving scenarios, and quizzes.
Practice Driving
Participants must complete 5 hours of driving in at least 10 trips.
Mentoring
Friends or family members instructing young drivers can use the mentor log in to track their progress and provide feedback.
Program Certification
Drivers are awarded a certificate of completion in-app when they’ve successfully finished the program. Certificates can be sent directly to an agent from the app to qualify for the discount.
As long as you continue to meet your state’s eligibility requirements, you’ll get your Steer Clear Safe Driver Discount.
Support
Check out our FAQ page.
Don’t have a compatible mobile device? Get started with the online material.
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reference to footnote 1 Discount names, percentages, availability and eligibility may vary by state. Contact your State Farm agent to confirm discount eligibility.
reference to footnote 2 Eligibility for discount when over 24 with under 3 years driving experience applicable in some states.
Disclosures and disclaimers
Steer Clear Safe Driver Discount is not available in every state. For additional information, please contact your State Farm agent.
State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, any third party products or the content of any third party sites referenced in this material. State Farm has no discretion to alter, update, or control the content on the third party sites. Any references to such sites are provided for informational purposes only and are not a solicitation to buy or sell any of the products which may be referenced on such third party sites. State Farm does not warrant the merchantability, fitness, or quality of the third party products referenced in this material.
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State Farm Indemnity Company
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Richardson, TX