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Enroll and enjoy Steer Clear® insurance savings

Steer Clear is a great way for teen and young adult drivers to improve their driving skills and earn savings1 on State Farm® auto insurance.

Two mobile phones next to each other. Mobile phone on left side shows State Farm Get a Discount. Mobile phone on right side shows the State Farm Steer clear app.

How to qualify for
Steer Clear savings

  • Be under age 252
  • Have a valid driver’s license
  • No at-fault accidents or moving violations during the past three years1
  • Successfully complete all the program requirements

Learn more

Apple App Store button for State Farm mobile appGoogle Play button for State Farm mobile app

Text STEER to 42407 to get a link to the app.

 

3 easy steps to get the Steer Clear discount and savings

STEP 1

Talk to your agent

Find out if you’re eligible for the savings and get more info.

STEP 2

Get the app

Use the Steer Clear app to watch safe driving videos, take quizzes, and record your trips.

STEP 3

Complete the program

Requirements must be completed within 6 months of starting the program.

 
Two mobile phones next to each other. Mobile phone on left side shows State Farm Takee a Drive. Mobile phone on right side shows State Farm Steer Clear course training

How Steer Clear works

Steer Clear offers driving-focused training that encourages young drivers to think more about safety and practice safe driving habits. Parents of youthful drivers can also monitor and guide their progress.

Two mobile phones next to each other. Mobile phone on left side shows State Farm Takee a Drive. Mobile phone on right side shows State Farm Steer Clear course training

How Steer Clear works

Steer Clear offers driving-focused training that encourages young drivers to think more about safety and practice safe driving habits. Parents of youthful drivers can also monitor and guide their progress.

Course training

Participants are required to complete 5 training modules consisting of a few lessons, which include videos, driving scenarios, and quizzes.

Practice driving

Participants must complete 5 hours of driving in at least 10 trips.

Mentoring

Friends or family members instructing young drivers can use the mentor log in to track their progress and provide feedback.

Program certification

Drivers are awarded a certificate of completion in-app when they’ve successfully finished the program. Certificates can be sent directly to an agent from the app to qualify for the discount and savings.

As long as you continue to meet your state’s eligibility requirements, you’ll get your Steer Clear Safe Driver Discount.

Two mobile phones next to each other. Mobile phone on left side shows State Farm Takee a Drive. Mobile phone on right side shows State Farm Steer Clear course training

Want to know how to save more?

Does my car affect the premium rate?

The age and safety of your car can play a big difference in how much your premium is. A car with safety options and better rating from the Insurance Institute for Highway Safety (IIHS) may cost less to insure. Likewise, a less expensive ride will usually have lower premiums.

Are all policies the same price?

No, you can lower the cost of auto insurance by raising the deductible on the policy or reducing your limits of coverage to best meet your needs. This may be costlier in the long run if you are in an accident, as you’ll pay more to have your car repaired.

What if I buy multiple State Farm policies?

You may save. Bundling the purchase of your State Farm auto policy with other policies may make you eligible for our multi-line savings. Talk to your agent to learn more. Or ask about coverage for teen or new driver insurance.

Explore our other apps

Download on the App Store

State Farm Mobile

Manage insurance and bank accounts, get roadside help, file a claim, and much more.

View details

Apple App Store button for State Farm mobile appGoogle Play button for State Farm mobile app

Text MOBILE to 78836 to get a link to download the app. Message and data rates may apply.

Get it on Google Play

Drive Safe & SaveTM

State Farm customers in select states can enroll by downloading the Drive Safe & Save app. We'll collect some basic information about your driving that may save you some money.

View details

Apple App Store button for State Farm mobile appGoogle Play button for State Farm mobile app

Text SAVE to 42407 to get a link to download the app. Message and data rates may apply.

 

If you don’t have a smart phone, you can still participate in the Steer Clear program.

 

1 Discount names, percentages, availability and eligibility may vary by state. Contact your State Farm agent to confirm discount eligibility.

2 Eligibility for discount when over 24 with under 3 years driving experience applicable in some states.

Disclosures and disclaimers

Steer Clear® Safe Driver Program availability and eligibility may vary by state. Contact your State Farm agent to confirm eligibility for the program.

The information in this article was obtained from various sources not associated with State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third-party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX