Enroll and enjoy Steer Clear® insurance savings
Steer Clear is a great way for teen and young adult drivers to improve their driving skills and earn savings1 on State Farm® auto insurance.
How to qualify for
Steer Clear savings
- Be under age 252
- Have a valid driver’s license
- No at-fault accidents or moving violations during the past three years1
- Successfully complete all the program requirements
3 easy steps to get the Steer Clear discount and savings
STEP 1
Talk to your agent
Find out if you’re eligible for the savings and get more info.
STEP 2
Get the app
Use the Steer Clear app to watch safe driving videos, take quizzes, and record your trips.
STEP 3
Complete the program
Requirements must be completed within 6 months of starting the program.
How Steer Clear works
Steer Clear offers driving-focused training that encourages young drivers to think more about safety and practice safe driving habits. Parents of youthful drivers can also monitor and guide their progress.
How Steer Clear works
Steer Clear offers driving-focused training that encourages young drivers to think more about safety and practice safe driving habits. Parents of youthful drivers can also monitor and guide their progress.
Course training
Participants are required to complete 5 training modules consisting of a few lessons, which include videos, driving scenarios, and quizzes.
Practice driving
Participants must complete 5 hours of driving in at least 10 trips.
Mentoring
Friends or family members instructing young drivers can use the mentor log in to track their progress and provide feedback.
Program certification
Drivers are awarded a certificate of completion in-app when they’ve successfully finished the program. Certificates can be sent directly to an agent from the app to qualify for the discount and savings.
As long as you continue to meet your state’s eligibility requirements, you’ll get your Steer Clear Safe Driver Discount.
Want to know how to save more?
Does my car affect the premium rate?
The age and safety of your car can play a big difference in how much your premium is. A car with safety options and better rating from the Insurance Institute for Highway Safety (IIHS) may cost less to insure. Likewise, a less expensive ride will usually have lower premiums.
Are all policies the same price?
No, you can lower the cost of auto insurance by raising the deductible on the policy or reducing your limits of coverage to best meet your needs. This may be costlier in the long run if you are in an accident, as you’ll pay more to have your car repaired.
What if I buy multiple State Farm policies?
You may save. Bundling the purchase of your State Farm auto policy with other policies may make you eligible for our multi-line savings. Talk to your agent to learn more. Or ask about coverage for teen or new driver insurance.
Explore our other apps
State Farm Mobile
Manage insurance and bank accounts, get roadside help, file a claim, and much more.
Drive Safe & SaveTM
State Farm customers in select states can enroll by downloading the Drive Safe & Save app. We'll collect some basic information about your driving that may save you some money.
If you don’t have a smart phone, you can still participate in the Steer Clear program.
1 Discount names, percentages, availability and eligibility may vary by state. Contact your State Farm agent to confirm discount eligibility.
2 Eligibility for discount when over 24 with under 3 years driving experience applicable in some states.
Disclosures and disclaimers
Steer Clear® Safe Driver Program availability and eligibility may vary by state. Contact your State Farm agent to confirm eligibility for the program.
The information in this article was obtained from various sources not associated with State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third-party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.
State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL
State Farm County Mutual Insurance Company of Texas
Richardson, TX