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Home Insurance Starts with Great Insurance Discounts

You may qualify for State Farm® discounts to help you get more affordable home insurance.

Get a Homeowners Quote

Types of Home Insurance Discounts

Homeowners insurance discounts are not available in some states. To determine what discounts you are eligible for please contact your State Farm agent.

Multiple Line Discount

When you purchase various insurance policies from State Farm, you could be eligible for auto and home insurance premium discounts.

Home Alert Protection Discount

You may qualify for homeowners insurance discounts if you have installed fire, smoke, or burglar alarms or any other home monitoring system. Contact your State Farm agent. to see if you are eligible for the Home Alert Protection insurance discount.

Roofing Discounts

You may qualify for discounts on your homeowners insurance premiums if you use certain impact-resistant roofing products. Premium reductions are not available for roofs that have been overlaid onto existing roofs, except for certain qualifying metal roofs. For a list of qualifying roofing products and the states where discounts are available, please view the State Farm qualifying roofing products listing.

To be eligible for a reduction in your homeowners insurance premiums, you will need to complete the Roofing installation information and certification form.

Before installing an impact-resistant roof and for more information about roofing discounts, please contact your State Farm agent.

Higher Deductibles

In addition, choosing a higher deductible may result in more affordable home insurance. Higher deductibles lower your premium, but increase the amount for which you are responsible if a covered loss occurs. How much risk are you financially able to assume on your own in order to lower your monthly premium?

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights.

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How to Create a Home Inventory

A home inventory can expedite insurance claims process after theft, damage or loss.

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The Ins and Outs of Moving Insurance

Your belongings probably aren't covered while in transit, so consider getting coverage.

Why Do Landlords Require Renters Insurance?

Why Do Landlords Require Renters Insurance?

Purchasing renters insurance is a smart move.


Not all Homeowners insurance discounts described above are available in all states.