Homeowners insurance checklist
You’ll have a homeowners insurance quote from State Farm® with just a few facts in just a few minutes. We’ll even help fill in some of the details for you.
What do you need to get homeowners insurance?
We can start the quote process with things you already know. It may take less than 10 minutes. Here’s what to expect:
- 1. Provide your name, property address of the home to be insured, date of birth and coverage start date
- 2. We’ll search public records so you might not need to fill in the details of your home
- 3. You confirm it’s your information
- 4. From there, more specific home and personal information will better help determine your coverage options, deductible and policy cost
Home information
- Number of people living in your house full-time
- Is the house your primary home
- If the house is seasonal/secondary, the number of weeks occupied
Safety features you have
- Deadbolt locks on exterior-facing doors
- Fire extinguishers
- Sprinkler systems
- Fire/smoke alarms
- Burglar alarms
Building details
- Year built
- Total finished square feet
- Number of stories
- Solid fuel appliance
- Detached structures
Your insurance history
- Any claims for insured losses you’ve made in the past 5 years
- Name of your most recent property insurance carrier
- Dates of when you last had coverage
Fire protection response
- How accessible is your home/apartment to fire service?
- Is your home outside the city limits of the city closest to you?
- What’s the distance to the nearest fire service?
Additional protections desired
- Items like home computers and jewelry may require increased coverage limits
We’re here for questions


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Find a local State Farm agent
There’s one ready to offer personalized service to fit your specific needs.
Read more Simple Insights® on homeowners insurance
Learn what we’ve learned over the past 100 years.
Find answers to common questions about the process.
Learn how and why you should keep a list of all your belongings and their worth.
Give potential buyers and lenders a clear picture of a home's worth.
1 Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.
Disclosures
All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.
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