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The State Farm Rental Dwelling Policy covers accidental, direct physical loss to your rental dwelling and your personal property located there, based upon the coverage provided by your policy.
This policy may help with the following coverages:
While the State Farm Rental Dwelling Policy provides broad coverage, it does not provide coverage for every loss. Examples of losses not insured include, but are not limited to:
Home Alert Discounts
You may qualify for insurance discounts if you install fire, smoke, or burglar alarms or any other home monitoring system.
This coverage automatically increases the amount of insurance on the dwelling and personal property as inflation increases the cost of replacing your property. The changes are based on the movement of an inflation index and are reflected in the premium on each renewal.
Replacement Cost Dwelling Coverage
Pays for the cost to repair or replace the dwelling up to a specified limit.
Actual annual premiums will vary depending on coverages selected, amounts of coverage, deductibles, and other factors. Details of coverage or limits vary in some states. This is only a general description of coverage and not a statement of contract. Coverage is subject to the terms, provisions, exclusions and conditions in the policy itself and in any endorsements.
State Farm Fire and Casualty Company
State Farm General Insurance Company
State Farm Florida Insurance Company
Winter Haven, FL
State Farm Lloyds