Insurance for beauty and hair salons
Whether you’re a salon or barber shop owner or an independent hairstylist, you’re dedicated to helping your clients look and feel their best. Help protect your small business with insurance for hair salons from State Farm®.
Why should I consider insurance for a hair and beauty salon?
When working in a salon, anything from a chemical burn resulting from a dye job gone wrong to a slip-and-fall incident may put your business at risk. Your State Farm agent can help you structure coverages to help meet your salon’s requirements.
What does insurance for hair salons cover?
We offer salon owners and hairstylists a broad range of protection.
Property
Helps cover loss or damage to your salon, your chair – if you are an independent hair stylist, and your tools and equipment
Liability
Helps provide financial protection against costly claims and lawsuits if your customer is injured
Professional liability
Offers coverage that helps protect you financially against costly claims and lawsuits arising from the beauty services you provide to your customers
Loss of income
Helps protect your salon if business is suspended due to a covered loss such as a natural disaster
Coverage in action
An overloaded outlet at your salon catches fire and your business suffers smoke and water damage. Luckily it happened when the salon was closed, and thankfully, you have property coverage to help get your doors back open.
How to protect your small business
Depending on your business, you may need to consider additional coverages. Your local State Farm agent can help you choose the options that work best for your specific business needs.
Employee dishonesty
Helps provide coverage for loss of business property, as well as money and securities, resulting from dishonest acts committed by employees
Computer property
Coverage for computer equipment used in the business operations, which could be damaged in a loss or stolen
Frequently asked questions about insurance for hair salons
Any property used in connection with your business can be covered by your insurance, including buildings and improvements you make to the property.
Professional liability may be one of the most important coverages that a salon owner or operator considers due to the potential for a possible costly incident.
The owner and employees are covered by the insurance, but it’s important to make sure that professional liability is added to or included in the policy.
The cost will vary from business to business, but competitive coverage is available to help protect your business. Reach out to your State Farm® agent for options that may work best for your specific needs.
Get a local agent who gets you
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
Simple Insights®
Looking for ways to help keep your small business running smoothly? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.
Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.
State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third-party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third-party site. Access to third-party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third-party sites.
Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
State Farm Fire and Casualty Company
State Farm General Insurance Company
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL
State Farm Fire and Casualty Company
Tallahassee, FL
State Farm County Mutual Insurance Company of Texas
State Farm Lloyds
Richardson, TX