Business insurance
for consultants
Protect your consulting business and assets with insurance that’s tailored to suit your needs.
Get a quote from your local agent (not an algorithm)
Business insurance
for consultants
Protect your consulting business and assets with insurance that’s tailored to suit your needs.
Get a quote from your local agent (not an algorithm)
Why you need consultant insurance
Whatever your specialty – financial services, management, operations, HR, or something else – certain risks have to be considered. State Farm® can help you build an insurance policy that protects your consulting business and its assets while you focus on doing great work for your clients.
- Your client’s workplace looks safe, right? And you’re always careful to lock your car. Problem is, your laptop is pretty tempting for a clever thief, who isn’t really worried about you losing the best reports of your career.
- Clients don’t like to take unnecessary chances, especially with external professionals. That’s why they’re likely to require consultants to have proof of insurance before engaging them.
- Suppose a client visits your office, trips on something, and hurts herself. Even small accidents can have major negative impacts for your small business.
- Suppose a client visits your office, trips on something, and hurts herself. Even small accidents can have major negative impacts for your small business.
Consultant insurance coverages include
We’ll start with a package of coverages most consultants choose. Then we’ll help you customize them to fit your unique consulting business. The result? A policy that keeps you adequately covered at a competitive price, without weighing you down with insurance you don’t need.
General liability insurance helps cover the damages, medical and legal fees if you accidentally hurt a client or damage their property while conducting business. Most clients won’t even engage a consultant who doesn’t have this kind of insurance.
Loss-of-income insurance helps you make ends meet if you’re business is unable to operate due to a covered incident.
Additional coverages
you may need:
you may need:
Some consulting businesses need additional coverage to deal with increased risk. Not a problem because your State Farm agent will work with you to understand and help meet your needs.
Workers’ compensation
Workers’ compensation
Workers’ compensation protects your consultants and other employees against work-related injuries or illness (requirements vary by state).
Business auto
Business auto
Business auto is for the cars you use for work. Have several? We can combine them into a single annual policy.
Life insurance, group life, and buy-sell agreements
Life insurance, group life, and buy-sell agreements
Life insurance, group life, and buy-sell agreements often make sense for consulting firms with two or more partners.
Commercial liability umbrella policy (CLUP)
Commercial liability umbrella policy (CLUP)
Commercial liability umbrella policy (CLUP) is an extra layer of protection when your covered liability losses exceed your policy limits.
Data compromise and identity restoration
Data compromise and identity restoration
Data compromise and identity restoration help pay expenses related to data breaches and identity theft.
Ready for a quote?
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State Farm agents have a ton of experience with small businesses just like yours.
1 “The 7 Best Small Business Insurance Companies of 2020.” Investopedia.
This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.
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