Business insurance for flooring contractors

Don’t let the unexpected pull the rug out from under you.

Why you could need flooring contractor insurance

If you install, repair, or maintain flooring in residential or commercial buildings, flooring installers insurance is essential for limiting the liabilities you're exposed to on the jobsite. Even if you’re a small, one-person operation, if someone slips and falls around your work area or a customer files a claim for faulty installation after the job is done, it could leave your business floored.

A local State Farm agent can help you keep your flooring business on a solid footing with coverages customized to your unique risks and liabilities.

Flooring contractor insurance coverage includes:

The advantage of our business insurance for flooring contractors is that it offers you a broad range of coverages at an affordable price for you.
  • Business Property helps cover your shop, its contents, equipment, and inventory from a covered incident.
  • Business liability helps protect you against costly claims and lawsuits due to personal injuries, accidental fires, and more.
  • Completed operations covers bodily injury or property damage claims that occur after a project is completed.
  • Mobile equipment provides broad coverage for your tools and equipment, whether you’re at home, on the jobsite, or taking a lunch break.
  • Installation floater protects materials – including tiles, laminate, carpet, hardwood flooring, nails, mortar, and more – while in transit, awaiting installation or being installed at the job site.

Consider adding additional coverages

Depending on the number of employees you have and other factors – what’s covered in your business owner’s policy may not be enough.

A local State Farm agent can share with you additional coverages you may need to protect your business.

Commercial auto

Commercial auto covers the cars, trucks, vans, and other vehicles used for business. If you have multiple vehicles, talk to a local agent about available options.

Employers’ non-owned and hired car

If your business uses hired, leased or loaned vehicles on a short-term basis, or if employees use their vehicles for your business, you may want to consider employers’ non-owned and hired car coverages. Talk to a local agent about available coverage options in your state.

Commercial liability umbrella policy

Commercial liability umbrella policy (CLUP) gives you an added measure of protection when your covered liability losses exceed your policy limits.

Workers' compensation

Workers’ compensation helps protect your crew against work-related injuries or illness. Requirements for workers’ comp vary by state.

Business services bond

Business services bond provides coverage to help protect your customers against dishonest acts (usually theft) by you or your employees while working on the customer’s premises.

Rated “the best overall” insurance company for small business

We’re not ones to brag (okay maybe a little), but Investopedia
recognized State Farm insurance as the top choice for small businesses 1 like yours. Here’s why:

Agent know-how

Our agents are business owners too. They understand the unique needs of small business owners.


Customizable insurance

We offer an array of coverage options that can be combined into one policy for you.


Exceptional service

Since 1935, we’ve been here to help small business.

Talk to a local State Farm agent

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

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