Business insurance for hair salons

If things get a little hairy, we’ve got you covered.

Why you need hair salon insurance

Whether you’re a salon owner or an independent hairstylist, we know you’re dedicated to helping your clients look and feel their best. So, you could think of hair salon insurance as much needed self-care for your business. Because when working in a salon, anything from a dye job gone horribly wrong or chemical burn to a slip and fall incident or worse could put your business assets at risk of costly liability claims.

Hair salon coverages include

The beauty of our hair salon business insurance policy is that it offers salon owners and hairstylists a broad range of protection at surprisingly attractive rates.
  • Property insurance covers loss or damage to your place of business as well as your salon tools and equipment.
  • General liability protects your business against costly claims and lawsuits if a customer is injured in your salon.
  • Professional liability covers you financially against costly claims and lawsuits arising from the beauty services you provide to your customers.
  • Loss of income protects your income and provides help for ordinary payroll expenses if your salon is inoperable, for up to 12 months.

Considering adding additional coverages

Workers’ Compensation covers your salon employees against work-related injuries or illness.

Rated “the best overall” insurance company for small business

We’re not ones to brag (okay maybe a little), but Investopedia
recognized State Farm insurance as the top choice for small businesses 1 like yours. Here’s why:

Agent know-how

Our agents are business owners too. They understand the unique needs of small business owners.


Customizable insurance

We offer an array of coverage options that can be combined into one policy for you.


Exceptional service

Since 1935, we’ve been here to help small business.

Talk to a local State Farm agent

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

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