Business insurance for painters

Wall-to-wall coverage. Surprisingly great rates.

Why you could need painters insurance

Good painters know the right shade of paint can completely change the look and feel of a room or structure. But if you’re a painting contractor without the right insurance coverage, a splash of paint in the wrong spot could result in your business being hit with a property damage claim, a slip and fall accident lawsuit, or worse, leaving your business severely in the red.

Painters coverages include

The advantage of our business insurance for painters is that it offers you a broad spectrum of coverages.
  • Business personal property covers the loss or damage to office or business equipment including computers, office furniture and more.
  • Building property protects your storage buildings and other structures you own.
  • Business liability helps protect you against costly claims and lawsuits due to bodily injuries, property damage, and more.
  • Completed operations covers bodily injury or property damage claims that occur after a project is completed.
  • Mobile equipment provides broad coverage for your tools and equipment like paint sprayers, specialized tools and more, whether you’re at home, on the jobsite, or taking a lunch break.
  • Installation floater protects valuable equipment or materials – like paint, wallpaper, and more – while in transit, awaiting installation, or being installed at the job site.

Consider adding additional coverages

Depending on the number of employees you have and other factors – what’s covered in your business owner’s policy may not be enough. A local State Farm agent can advise you on additional coverages you may need to protect your business.

Commercial auto

Commercial auto covers the cars, trucks, vans, and other vehicles used for business. If you have multiple vehicles, talk to a local agent about available options.

Employers’ non-owned and hired car

If your business uses hired, leased or loaned vehicles on a short-term basis, or if employees use their vehicles for your business, you may want to consider employers’ non-owned and hired car coverages. Talk to a local agent about available coverage options in your state.

Commercial liability umbrella policy

Commercial liability umbrella policy (CLUP) gives you an added measure of protection when your covered liability losses exceed your policy limits.

Workers' compensation

Workers’ compensation helps protect your crew against work-related injuries or illness. Requirements for workers’ comp vary by state.

Business services bond

Business services bond provides coverage to help protect your customers against dishonest acts (usually theft) by you or your employees while working on the customer’s premises.

Rated “the best overall” insurance company for small business

We’re not ones to brag (okay maybe a little), but Investopedia
recognized State Farm insurance as the top choice for small businesses 1 like yours. Here’s why:

Agent know-how

Our agents are business owners too. They understand the unique needs of small business owners.


Customizable insurance

We offer an array of coverage options that can be combined into one policy for you.


Exceptional service

Since 1935, we’ve been here to help small business.

Talk to a local State Farm agent

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

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