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Insuring a classic car is different than insuring a regular car because regular car insurance isn’t enough to cover against damage or loss for such unique cars. To properly cover a vintage or exotic car, you need a classic car policy to cover your vehicle’s unique value. Unlike regular car insurance, a classic car policy may have limits on mileage, use and storage among other things. In addition there may be qualifications the driver must meet such as age, experience, driving record and access to additional cars.
To be eligible for classic car insurance, your vehicle must fit one of the following definitions:
Your antique or classic car must also meet these conditions:
NOTE: This is only a general description of available coverages and is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. For further information on antique auto and classic car insurance, see a State Farm agent to get a quote.
The premium you pay will be determined by many factors including:
Talk to a State Farm agent today to find out how affordable it is to protect your classic car.
View more images of the Split Camaro on Flickr.
*Not applicable in Massachusetts and North Carolina — Contact your State Farm agent for details.
Take advantage of what we've learned through the years in Simple Insights.
How to inspect and buy the classic car that's best for your purposes.
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Discover what happens if someone else drives your car and gets into an accident.
Receive competitive quotes to compare and even pay online.Get exclusive offers now
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