Auto Insurance Discounts and More Competitive Rates with State Farm®
Insurance can be expensive. That's the bad news. The good news is, as a State Farm customer, you may be eligible for one or more of the many auto insurance discounts we offer.
Discounts for safe driving, active military service members, students and families with multiple household vehicles can save you money.
If you'd like an online quote, we'll alert you to discounts you might qualify for. Or speak with an agent. State Farm agents are there to help customers select insurance coverage that fits their lives and budgets.
Please note that auto insurance discounts vary by state. To learn which discounts are available, select your state in the tool to the right.
See All Discounts Available in your State
Featured Auto Insurance Discounts
Drive Safe & SaveTM
Enroll in Drive Safe & Save and we'll use information from your smartphone or your vehicle's OnStar® communication service to calculate your discount. Safe drivers save more with Drive Safe & Save. Learn More
If you're a new driver or under 25 years of age without any at-fault accidents or moving violations within the past three years, you could qualify for our Steer Clear auto insurance discount. You could save as much as 15% while learning to become a better, safer driver. Learn More
Safe Driver Discounts
You qualify for this discount when your car, or the one it replaced, has been insured by State Farm for at least 3 continuous years without a chargeable accident. Best of all, this discount may increase over time if you keep your car insured with State Farm and continue to have no chargeable accidents.
Defensive Driving Course Discount
Depending on where you live, taking a driver safety course may help you get car insurance discounts. Ask a local State Farm agent for a list of qualifying courses and requirements.
Student Away at School Discount
You could be eligible for this discount If one of the operators of your vehicle is a student under the age of 25 who moves away to school and only uses the car while at home during school vacations and holidays.
Good Driving Discount
New State Farm customers receive this discount when they've gone three years or more without moving violations or at-fault accidents.
Driver Training Discount
If all the operators of your vehicle under the age of 21 complete an approved driver education course, you may qualify for this discount.
Good Student Discount
You can save up to 25% just for getting good grades! And the savings last after you graduate from college, until you turn 25.
Safe Vehicle Discounts
Vehicle Safety Discount
If your vehicle was made in 1994 or later – depending on the make and model – you could save 40% on medical-related coverage. Discount percentages are based on each make and model's repair records and are adjusted every year.
Passive Restraint Discount
1993 and older vehicles equipped with a factory-installed air bag or other passive restraint system can receive a discount up to 40% on medical-related coverage.
You're eligible if your vehicle has an alarm or some other approved anti-theft device.
Discounts for Loyal Customers
Multiple Auto Discount
If two or more vehicles in your household are insured by State Farm and owned by related individuals, you could save as much as 20%.
Multiple Line Discount
Save up to 17% if you have homeowners, renters, condo, or life insurance in addition to vehicle insurance.
Simple Insights® by State Farm
Take advantage of what we've learned! Simple Insights® offers tips from buying and selling a car to auto maintenance and safety.