Coverage Options That Fit You

Get an Auto Insurance Discount from State Farm ®

Whether your record is accident free or whether you are looking for accident forgiveness, State Farm ®has many discounts available that may apply to you. That's why during your auto insurance quote, with the information available, we'll include those discounts that you may qualify for. After you've chosen State Farm, your local agent is always happy to double check to make sure you're not missing out on any discounts you may be eligible for.

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Here are just some of the discounts that you may qualify for as a valued State Farm customer:

Accident-Free Discount

Once your car (or the one it replaced) has been with State Farm Mutual Automobile Insurance Company for at least three continuous years without a chargeable accident during this period, you will receive a discount. This auto insurance discount may increase over time if the policy remains in force and there continues to be no chargeable accidents.

Anti-Theft Discount

This discount will apply if the insured vehicle is equipped with an approved anti-theft device.

Defensive Driving Course Discount

Depending on where you live, taking a driver safety course may help you get car insurance discounts. Check with your local State Farm agent for a list of qualifying courses and requirements.

Drive Safe & Save™ Program

Customers will receive an initial discount of up to 5% when they sign up for the program. This auto insurance discount is available to customers who agree to share certain driving information and have an eligible vehicle. The premium savings will be based on the actual usage of your vehicle. The less your vehicle is driven, and in some cases, the safer your vehicle is driven, the more you can save.

Driver Training Discount

A customer can receive this discount if all operators under age 21 have successfully completed an approved driver education course.

Good Driving Discount

If you are a new State Farm customer, you will receive this discount if you've gone at least three years with no moving violations and no at-fault accidents.

Good Student Discount

Save up to 25% when you get good grades. The savings last even after you graduate from college, until you turn 25.

Multiple Automobile Discount

Save up to 20% if you have two or more automobiles in the same household insured by related individuals.

Multiple Line Discount

Save up to 22% if you have homeowners, renters, condo, or life insurance with State Farm.

Passive Restraint Discount

1993 and older vehicles equipped with a factory-installed air bag or other passive restraint system can receive a discount up to 40%.

Steer Clear® Safe Driver Discount

Save up to 15%. Steer Clear helps drivers under 25 polish their driving skills and save money on auto insurance when they have completed our Steer Clear course and have no at-fault accidents or moving violations in the past three years.

Student Away at School Discount

You may qualify for this discount when your student under age 25 moves away to school and uses the car only while home during school vacation and holiday periods.

Vehicle Safety Discount

You can save up to 40% if your vehicle was made in 1994 or later, depending on the loss experience of the vehicle make and model. Each make and model's claim record is reviewed annually and the discount percentage adjusted accordingly.

See All Discounts Available in your State

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Discounts and their availability may vary by state and eligibility requirements. Not all vehicles or drivers are eligible for discounts.