Skip to Main Content

Start Of Main Content

Car Insurance for Teens

Learning to drive is an exciting time for a teenager. But finding the right car insurance for teen drivers can be a challenge. They're more likely to have accidents, and higher insurance premiums reflect the additional risk.

Fortunately, State Farm® offers competitive rates on car insurance for teen drivers, with excellent service that meets the needs of teenagers, and their parents.

State Farm also offers discounts to help reduce teen driver insurance costs, and safe driving tips to help keep them safe.

Talk to an agent today or get an online car insurance quote.

See All Discounts Available in your State

Add a Teen Driver to Your Car Insurance Policy

To add a teen driver to your auto insurance policy, contact your agent or log in to your account on®. If you don't have a User ID, register for online access.

Unless you're adding a vehicle too, your teen driver should probably be marked as a primary driver on one of the family vehicles.

Get an Auto Quote

Help Keep Your Teen Driver Safe

Inexperience and immaturity can lead to risky driving, but here are things you can do to help make your teen safer on the road.

Steer Clear® helps drivers under the age of 25 improve their driving skills, and possibly reduce their insurance costs, too.

Help your teen develop safe driving habits with house rules that could reduce speeding and carelessness.

It's not always a good idea for newly-licensed drivers to have their own cars. Find out why, and what to do instead.

Insurance Discounts for Teen Drivers

State Farm offers several discounts that may help teen drivers lower their car insurance costs. Ask a State Farm agent which discounts you, or your teen, might qualify for.

Good Student Discount

You could save up to 25% if your teen driver gets good grades! The savings may last until your teen turns 25.

Driver Training Discount

You could qualify for a discount if all the operators of your vehicle under the age of 21 complete an approved driver education course.

Student Away at School Discount

If one of the operators of a covered vehicle is a student under the age of 25 who moves away to school and only uses the car while at home during school vacations and holidays, you could be eligible for this discount.

Discounts Based on Safe Driving Habits

Our Steer Clearfootnote [1] and Drive Safe & Savefootnote [2] programs could help lower your car insurance costs while teaching young motorists how to drive more safely.

Simple Insights® by State Farm

Take advantage of what we've learned through the years in Simple Insights.

Teen Driving 101: A Step-by-Step Test of Essential Driving Skills

Teen Driving 101: A Step-by-Step Test of Essential Driving Skills

Before letting your teenager get behind the wheel, go over this driver skills checklist.

Texting While Driving Includes Growing Mobile Web Use

Texting While Driving Includes Growing Mobile Web Use

Texting while driving is not the only problem - drivers are increasingly using mobile web services.

Pulled Over: What Drivers Should Be Ready to Do

Pulled Over: What Drivers Should Be Ready to Do

It's likely to happen, so advise your children what to do when pulled over by police.


return to reference[1] Steer Clear Safe Driver Discount Auto Insurance is not available in every state. For additional information, please contact your State Farm agent. Discounts and their availability may vary by state and eligibility requirements. Not all vehicles or drivers are eligible for discounts.

return to reference[2] Drive Safe & Save availability and discounts may vary by state and coverages selected. In Maryland, only mileage information is used in discount calculation. A discount may not be available in California and North Carolina, depending on individual facts and circumstances.


State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX