Competitive Georgia auto insurance discounts and potential savings

You may be eligible for a discount if you have completed:

1. A defensive driving course approved by or meet the standards established by the Department of Driver Services within the last 3 years, and
2. are violation and accident-free for the past 3 years.

Discount Term and Renewal

The discount will begin at the inception date (new policies) or is applied midterm as of the completion date of the course (existing policies). The discount applies for a period of three years, at the end of which, the insured must provide evidence that the course has been successfully repeated to renew the discount.

Termination of Discount

At the first renewal date (following three years from the course completion date unless State Farm receives evidence of recertification).

At the first renewal date after the Company is made aware of a moving violation or at-fault accident by the qualifying driver.

If you have questions about a course being eligible, please contact your State Farm agent.

Drive Safe & Save puts you in the driver’s seat of your discount. Enroll in Drive Safe & Save and we'll use your driving information to calculate your discount. You'll save with an initial discount just for signing up.^footnote* Then, safe drivers save more — up to 30%.^{footnote **}

Learn more about Drive Safe & Save

return to reference * Setup required.
return to reference ** Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required.

You may be eligible for a discount if you are under the age of 25 and a full-time student (high school, college, vocational, home school) or earned a high school or college degree and meet at least one of the following:

• Ranked scholastically in the upper 20% of his or her class
• Had a grade average of B or higher
• Had a grade point average of 3.0 (out of 4.0) or higher
• Made the Dean's List or Honor Roll

Your premiums may be reduced if no drivers in your household have had any claims.

You may see premium savings if you insure more than one private passenger car with us.

You may be eligible for premium savings if you are the named insured on another qualifying State Farm policy, like a homeowner’s, renters’, condo or life policy.

If a driver on your policy is under age 25 and they’ve completed the Steer Clear Safe Driver program, you may save money.

Your premium may be reduced depending on the claims record of your vehicle. Each make and model claim record for the seven prior model years is reviewed annually, and the premium is adjusted accordingly.