Competitive Louisiana auto insurance discounts and potential savings

You may be eligible for a discount if the 17-digit Vehicle Identification Number (VIN) is etched into all windows of the insured vehicle. The letters and numbers of the VIN must be at least one-eighth of an inch in size and must be non-removable and permanent.

You may be eligible for a discount for taking a defensive driving course if you meet all of the following criteria:

• Are at least 55 years of age
• Have voluntarily completed within the last three years a defensive or safe driving course
• Such course must have been approved by the Louisiana Department of Public Safety and Corrections or the National Safety Council and certification presented to the Company. After this three-year period, the course must be successfully repeated and evidence furnished in order to again qualify for the discount.

Termination of Discount

DDD expires on the first renewal date following three years from the course completion date unless State Farm receives evidence of recertification.

If you have questions about a course being eligible, please contact your State Farm agent.

Drive Safe & Save puts you in the driver’s seat of your discount. Enroll in Drive Safe & Save and we'll use your driving information to calculate your discount. You'll save with an initial discount just for signing up.^footnote* Then, safe drivers save more — up to 30%.^{footnote **}

Learn more about Drive Safe & Save

return to reference * Setup required.
return to reference ** Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required.

Drivers may be eligible for this discount if all drivers under the age of 21 have successfully completed an acceptable driver education course that:

• Was conducted by an instructor who is licensed or certified to conduct such a course
• Included classroom instruction in basic traffic and safety rules, plus driving experience under actual road and traffic conditions or in a mechanical device simulating such conditions

A certificate must be presented to State Farm showing the course was successfully completed.

Your premiums may be reduced if the named insured or registered owner of a vehicle on the policy is on active duty in the military and completes the Louisiana application for military discount.

Your premiums may be reduced if no drivers in your household have had any claims.

You may see premium savings if you insure more than one private passenger car with us.

You may be eligible for premium savings if you are the named insured on another qualifying State Farm policy, like a homeowner’s, renters’, condo or life policy.

If a driver on your policy is under age 25 and they’ve completed the Steer Clear Safe Driver program, you may save money.

Your premium may be reduced depending on the claims record of your vehicle. Each make and model claim record for the seven prior model years is reviewed annually, and the premium is adjusted accordingly.