Stay Focused on the Needs of Your Business

Business Property Insurance Helps Protect What You've Worked Hard to Build

Business property insurance policies from State Farm® enable the purchase of insurance to be simple. They offer the coverages you need at a reasonable price. Your agent can sit down and assist you in creating a plan to make sure your business needs are covered.

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State Farm Business Property Insurance Policies Can Be Tailored to Meet Your Needs

We have coverage for many types of businesses such as retail, food shops, and contractors. Find your business or organization type to learn more about our coverage features:

Retail Shops

  • Art & Craft Supplies Stores
  • Bicycle Sales & Service
  • Book Stores and Newsstands
  • Bridal Shops
  • Camera Store
  • Ceramic & Pottery Dealers
  • CD/DVD/Videotapes - Rentals and Sales Only
  • Clothing Store
  • Fabric Stores
  • Formal Wear-Rental
  • Gift, Card & Stationery Stores
  • Hearing Aid Stores
  • Hobby, Trophy & Framing Stores
  • Leather Goods stores (excluding coats)
  • Novelties & Costume Jewelry
  • Opticians
  • Shoe Stores
  • Sporting Goods Stores
  • Toy Stores

Commercial Liability Umbrella

Your liability insurance policy may help protect your livelihood from lawsuits arising from your business. The policy would cover you to a certain limit, but is it enough? For businesses that need $1 million or more of liability protection, the State Farm Commercial Liability Umbrella Policy offers broad coverage at a sensible price. In addition to your business property insurance and liability insurance needs, you may also need commercial auto, workers compensation, health, life, retirement plans and professional/specialty products insurance.


This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.