Business Owners Policies (BOP) to Cover Your Business Needs

Purchasing business owners policies from State Farm® is designed to be simple. We offer the protection you need at a reasonable price. Our agents are small business owners just like you and can recommend coverages that fit your business needs. Talk to a State Farm agent today about our BOP insurance to see how we can help you protect the business you've worked hard to build.

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Or call 844-242-1899 for a quote.

Business Condominium and Residential Community Associations

Simplify with a master policy from State Farm. Business Condominium and Residential Community Association insurance can insure all the building and common elements under a single package policy.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



With a State Farm policy tailored to meet your specific needs, you can get the property and liability protection that's right for you. There's a long list of contractor businesses we insure.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



Whether you do route sales or distribute beverages, magazines, or janitorial supplies, we can help protect your building, property, and loss of income. We're here with business liability and medical expense coverage too.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



From candy to coffee — deli, bakery, pizza and more — we can help your food business navigate a variety of business challenges. Whether you're into big plates or small bites, talk to an agent about your food service insurance needs.

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  • Food Shops Insurance (such as candy stores, delis, bakeries, and fast food)
  • Restaurant Insurance — Whether you're a table-service restaurant serving big steaks or smaller bites, talk to an agent about your restaurant insurance needs.

Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



Whether you own apartments, motels, condominiums or warehouse space, we're committed to helping you find a policy that's best for you.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



For doctors, dentists, chiropractors, optometrists, acupuncturists and others, State Farm provides coverage that can help your business through challenges such as fire or vandalism, a customer lawsuit, business shutdown, or loss/destruction of business documents.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



Your nonprofit has many of the same risks as a commercial business. You have buildings, people, and property to protect. A State Farm agent can help you cover the bases with just the right insurance for your unique needs.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



As a personal service business, customers come see you to get the car checked, squeeze in a workout, pick up the dry cleaning, get their hair done, or drop their pup off for some pampering. No matter which service is your business, we're ready to help.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



The list of office-based professional services we insure is a (very) long one. Some examples include: lawyers, appraisers, accountants, architects, graphic artists, insurance agents (our favorite), and laboratories.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



We understand that your place of worship is also the center of your community. That's why our agents are committed to helping you find a reliable insurance plan for the protection you need if the unexpected happens.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



We help protect an extensive array of retail businesses. From clothing to toys to antiques to fine art, we've got you covered. Depending on the type of business you have, you can connect with more information about our Business Owner and Retail Shops insurance here.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.



Whether your school feeds our creative side (art, pottery, music/acting/dance) or our career goals, we have business insurance options tailored just for you.

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Talk to an agent or check out our Business Insurance Directory to learn more about the types of businesses we insure.


Business Insurance Directory

For a full list of the many types of businesses and organizations State Farm insures, check out our Business Insurance Directory.

In addition to your business property insurance needs, you may also want to consider commercial liability umbrella, commercial auto, workers' compensation, business life, retirement plans, and professional/specialty products insurance.

Loss Control Services and Resources

We're here with free resources to help you identify and mitigate some of the most common causes of business losses.

Disclosures

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.