Insurance Agent Ed Franco

Ed Franco

Would you like to get a quote?

Office Details:

Street Address:

4396 Bonita Road
Bonita, CA 91902


Shopping Ctr:McDonalds, Von's & Bank of America across the st from the Bonita Library -2nd floor

Office Hours (PST):

Mon-Fri 9:00am to 6:00 PM
24 hr service starting at 6




Toll Free:





Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.

Auto Insurance

Buckle up with State Farm, and get auto insurance in Bonita, CA that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Ed Franco in Bonita, CA will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!

Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Bonita, CA. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Ed Franco in Bonita, CA will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!

Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Bonita, CA. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Ed Franco in Bonita, CA about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.

Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Bonita, CA. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Ed Franco in Bonita, CA to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.

Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Ed Franco in Bonita, CA will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!

Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Bonita, CA. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Ed Franco in Bonita, CA to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.


Banking, your way.  When, where, and how you want.  When you're looking for help to achieve your financial goals, we want to be your first and best choice in Bonita, CA. Thanks to an all-new alliance between U.S. Bank and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs and Retirement CDs online or through your local State Farm agent.

Talk with Ed Franco in Bonita, CA to get more information about available U.S. Bank banking products.

Call or email an agent for product information.


Let State Farm® support your financial future with an investment through annuities in Bonita, CA. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Ed Franco to get more information about annuities in Bonita, CA that support your financial goals.

Call or email an agent for investment information.

Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®.

Talk with Ed Franco to get more information about mutual funds in Bonita, CA and financial opportunities.

Call or email an agent for investment information.

Pet Insurance

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Ed Franco in Bonita, CA about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • 31 years in the Business of Insurance
  • Experience as an Ins. Claim's Representative
  • State Farm Agent since 2000 servicing all San Diego Co
  • Experiece as a State Farm Agency Field Consultant
  • Experience as a State Farm Agency Field Executive
  • Native San Dieagan, Married with 2 boys
  • Notary - Free service
  • Retirement
  • Auto Insurance in Bonita and Chula Vista
  • Business Insurance and Commercial Representative
  • Bank Representative
  • Graduate of San Diego State University - BS, BA
  • Silver Scroll Tablet Award For consistency
  • 16-Time Ambassador Travel Qualifier
  • President's Club Member -
  • Chairman's Circle Qualifier

Our Mission:

We are in the business of helping our customers with insurance and financial services. We will ask many questions to make sure we clearly understand what you want. Our main focus daily is servicing your accounts to protect what is important to you. We consider us part of your team in designing a plan which considers protecting all your risks, your dreams and ultimately your legacy.
Our Mission Photo

Our Team:

Team Member Profile Photo Charles Carrasco
Charles Carrasco
Office Manager
Lic#: 0E18684
Hi, my name is Charles and I am the Office Manager. I have been in the business for 13 years. I take great pride in helping our customers make an informed decision. We just don't take orders, we like to spend time with you and help you and your family. It would be a pleasure to assist you with evaluating your immediate and future insurance and financial needs. I await your call! CC
Team Member Profile Photo Fernando Franco
Fernando Franco
Personal Account Representative
Lic#: 0F94181
Hi, I am Fernando. I have been in the Insurance business for 8 years. I take pride in making you comfortable in your insurance decisions. I can help you in either Spanish or English. My background consists of being self employed for over 20 years. I am a native San Diegan and married. Let me help you. FF
Team Member Profile Photo Patricia Vidal
Patricia Vidal
Business Insurance Representative
Lic#: 0G18575
My name is Patricia. I have been in the business of insurance and financial services for over 6 years. I concentrate my daily efforts in Business Insurance (such as, Commercial Auto, Workers Compensation, General Liablility, Life Insurance, Health Insurance, Errors and Ommissions and Business Retirement plans. In addition, I am a Bank Representative and licensed in Auto, Fire, Life, and Health. I can help you in English or Spanish if you prefer. Please call me today so we can get started.
Team Member Profile Photo Ruben Hernandez
Ruben Hernandez
Personal Account Representative
Lic#: 0J21593
Hi, my name is Ruben, I am here to help you for your insurance and financial needs. I believe in helping you understand about your risks, your dreams and your legacy in which you want to leave your heirs. My goal is to help you and your responsibility is to determine what is best for you and or your family. I can help you in either Spanish or English. Give me a call so I can start helping you today! RPH
Team Member Profile Photo George Romero
George Romero

Agent's Credentials and Licenses:


We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on Read it carefully. AP2020/03/0336

Securities distributed by State Farm VP Management Corp.

Securities Supervisor address:2725 Jefferson St Ste 5 , Carlsbad, CA 92008-1707 Phone: 858-243-4339

Deposit products offered by U.S. Bank National Association. Member FDIC.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company, 6100-4th Ave S, Seattle, WA 98108 Please visit For additional information and disclosures concerning Pet insurance please see Pet Insurance From State Farm® and Trupanion®.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.