Competitive Indiana Auto Insurance

If your car has assigned drivers whose combined driving records include no chargeable accidents in the last three years, you may receive a discount.

This auto insurance discount is available to customers who agree to share certain driving information and meet eligibility requirements. Then, how you drive determines your discount - up to 30%. 

Learn more about Drive Safe & Save

If you or a driver in your household has been continuously insured with State Farm other than as an employee driver, you could receive a discount on your policy premium, which may even increase over time.

Indiana residents may be eligible for this discount if all assigned drivers under 25 who are full-time students in high school or at a college or university, and the scholastic records for the immediately preceding school semester show that this student meets at least one of the following:

• Ranked scholastically in the upper 20% of his or her class
• Had a grade average of B or higher for the immediately preceding semester
• Had a grade point average of 3.0 (out of 4.0) or higher
• Made the Dean's List or Honor Roll

Drivers who have earned an Associate's degree or equivalent and have a qualifying scholastic record meeting one of the above requirements may be considered. Drivers who have earned a Bachelor's degree with or without a qualifying scholastic record may be considered as well.

Home study students may be eligible if they submit evidence they have taken certain national standardized tests, administered within the last 12 months and ranked in the upper 20%.

Proof of eligibility is required when an application for insurance is submitted.

Indiana residents may be eligible for this auto insurance discount if you meet all of the following criteria:

• There are two or more private-passenger automobiles in the same household
• The vehicles are insured with State Farm Mutual Automobile Insurance Company or State Farm Fire and Casualty Company

You may be eligible for this discount if you are the named insured on a qualifying State Farm Home, Renters, Life, or Health policy.

1993 and prior vehicles equipped with a factory-installed air bag or other passive restraint system which meets federal safety standards will receive an auto insurance discount.

In order to initially qualify for this discount, the following requirements must be met by all assigned drivers under age 25:

• Have no at-fault accidents or moving violations in the three year period prior to the time the discount is initially applied (NOTE: In some states certain accidents and moving violations may not disqualify you), and
• Have successfully completed the State Farm Steer Clear program. The program includes video content regarding safe driving behaviors and requires the driver to track some of their driving experiences.

Learn more about Steer Clear

This discount applies to a vehicle when each of the assigned drivers under the age of 25:

• Is a student who resides at school more than 100 miles from home, and
• Drives the automobile only while home during the school vacation or holiday periods, and
• Keeps the automobile at home while away at school.

1994 and newer-model-year private-passenger vehicles may receive an auto insurance discount based on the claim history of the make and model of the insured vehicle.