State Farm® helps you save money on your car insurance with a variety of great discounts. Take a look at the discounts available in Kentucky.
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Once your car (or the one it replaced) has been with State Farm Mutual Automobile Insurance Company for at least three continuous years without a chargeable accident during this period, you will receive a discount. This auto insurance discount may increase over time if the policy remains in force and there continues to be no chargeable accidents.
You may be eligible for this Kentucky auto insurance discount if the insured vehicle is equipped with a qualifying anti-theft device. If multiple devices are present, the total discount will be that of the highest qualifying device.
You may be eligible for a discount for taking a defensive driving course if you meet all of the following
This discount is also extended to a principal driver of any age, who, as a member of the United States Armed
Forces, has completed a defensive driving course provided by the United States Armed Forces within the past five years.
A certificate must be presented to State Farm showing the course was successfully completed.
This auto insurance discount is available to customers who agree to share certain driving information and meet eligibility requirements. Customers will receive an initial discount of about 5% when they enroll. The ongoing discount will be based on the actual usage of your vehicle. The less your vehicle is driven, and in some cases, the safer your vehicle is driven, the more you can save.
Learn more about Drive Safe & Save
Drivers may be eligible for this discount if all assigned drivers under the age of 21 have successfully completed
an acceptable driver education course that:
You may be eligible to receive this auto insurance discount if each of the drivers in the household has had no moving violations and no at-fault accidents during the past three years. The private-passenger vehicle receiving the discount must also be insured with State Farm Mutual Automobile Insurance Company.
NOTE: All driving history will be verified at the time an application is submitted for car insurance. This discount may be replaced with the Accident-Free Discount once you have been a State Farm customer for three years.
All assigned drivers under 25 who are full-time students in high school or at a college or university, and the scholastic records for the immediately preceding school semester show that this student meets at least one of the following:
Drivers who have earned an Associate's degree or equivalent and have a qualifying scholastic record meeting one of the above requirements may be considered. Drivers who have earned a Bachelor's degree with or without a qualifying scholastic record may be considered as well.
Home study students may be eligible if they submit evidence they have taken certain national standardized tests,
administered within the last 12 months and ranked in the upper 20%.
Proof of eligibility is required when an application for insurance is submitted.
You may be eligible for this auto insurance discount if you meet all of the following criteria:
You may be eligible for this discount if you are the named insured on a qualifying State Farm Home, Renters, Life, or Health policy.
1993 and prior vehicles equipped with a factory-installed air bag or other passive restraint system which meets federal safety standards will receive an auto insurance discount.
Basic Personal Injury Protection premium is reduced if the principal operator is age 65 or over and there are no assigned drivers under the age of 25 on the policy.
In order to initially qualify for this discount, the following requirements must be met by all assigned drivers under age 25:
Learn more about Steer Clear
This discount applies to a vehicle when each of the assigned drivers under the age of 25:
1994 and newer-model-year private-passenger vehicles may receive an auto insurance discount based on the loss experience of the make and model of the insured vehicle.
Or call 844-242-1899 for a quote.
Discounts and their availability may vary by state and eligibility requirements. Not all vehicles or drivers are eligible for discounts.
State Farm Mutual Automobile Insurance Company